Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVTAILWinner
Expense Ratio0.03%0.59%
AUM$865.2B$149M
Dividend Yield1.09%2.93%
Holdings50825
YTD Return+13.80%-9.67%
1Y Return+23.70%-11.58%
3Y Return (annualized)+21.49%-5.84%
5Y Return (annualized)+13.43%-9.19%
Volatility (annualized)15.1%11.1%
Max Drawdown-56.5%-53.5%
Fund FamilyiShares by BlackRock (US)Cambria Investment Management
CategoryEquityAlternative
InceptionMay 15, 2000Apr 5, 2017

IVV vs TAIL Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Cambria Tail Risk ETF (TAIL) is a ETF from Cambria Investment Management. Over the past year IVV returned +23.70% while TAIL returned -11.58%. Year to date, IVV is up 13.80% versus a loss of 9.67% for TAIL.

Over three years, IVV compounded at +21.49% per year against -5.84% for TAIL; over five years the annualized figures are +13.43% and -9.19% respectively. Across the full 9-year window we track, IVV has the edge at +7.05% annualized vs -7.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.1% for TAIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -53.5% for TAIL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.70. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while TAIL charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.93% for TAIL.

Holdings Overlap

0.0%overlap

IVV and TAIL share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or TAIL?

IVV has an expense ratio of 0.03% while TAIL charges 0.59%. IVV is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, IVV or TAIL?

Over the past year IVV returned +23.70% vs -11.58% for TAIL, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.05% vs -7.45% for TAIL. Past performance does not guarantee future results.

Which is riskier, IVV or TAIL?

IVV has been the more volatile fund at 15.1% annualized versus 11.1% for TAIL. Worst drawdown: IVV -56.5% vs TAIL -53.5%.

Should I hold both IVV and TAIL?

IVV and TAIL have a monthly-return correlation of -0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and TAIL?

IVV and TAIL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, IVV or TAIL?

IVV yields 1.09% while TAIL yields 2.93%, so TAIL currently pays the higher dividend yield.

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