Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricTAILVYMWinner
Expense Ratio0.59%0.04%
AUM$149M$79.0B
Dividend Yield2.93%2.86%
Holdings25568
YTD Return-9.67%+15.80%
1Y Return-11.58%+26.12%
3Y Return (annualized)-5.84%+18.25%
5Y Return (annualized)-9.19%+12.51%
Volatility (annualized)11.1%14.6%
Max Drawdown-53.5%-58.8%
Fund FamilyCambria Investment ManagementVanguard (US)
CategoryAlternativeEquity
InceptionApr 5, 2017Nov 10, 2006

TAIL vs VYM Performance

Cambria Tail Risk ETF (TAIL) is a ETF from Cambria Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TAIL returned -11.58% while VYM returned +26.12%. Year to date, TAIL is down 9.67% versus a gain of 15.80% for VYM.

Over three years, TAIL compounded at -5.84% per year against +18.25% for VYM; over five years the annualized figures are -9.19% and +12.51% respectively. Across the full 9-year window we track, VYM has the edge at +7.07% annualized vs -7.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.1% for TAIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.5% for TAIL and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.71. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TAIL charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period. On income, TAIL currently yields 2.93% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

TAIL and VYM share 0 holdings out of 560 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TAIL or VYM?

TAIL has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

Which performed better, TAIL or VYM?

Over the past year TAIL returned -11.58% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), TAIL annualized -7.45% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, TAIL or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 11.1% for TAIL. Worst drawdown: TAIL -53.5% vs VYM -58.8%.

Should I hold both TAIL and VYM?

TAIL and VYM have a monthly-return correlation of -0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TAIL and VYM?

TAIL and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, TAIL or VYM?

TAIL yields 2.93% while VYM yields 2.86%, so TAIL currently pays the higher dividend yield.

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