IVV vs TDI
iShares Core S&P 500 ETF vs Touchstone Dynamic International ETF
Quick Verdict
IVV has a lower expense ratio. TDI delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | TDI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.65% | |
| AUM | $907.0B | $435M | |
| Dividend Yield | 1.10% | 1.64% | |
| Holdings | 508 | 120 | |
| YTD Return | +12.28% | +19.47% | |
| 1Y Return | +20.94% | +33.86% | |
| 3Y Return (annualized) | +21.81% | - | |
| 5Y Return (annualized) | +13.05% | - | |
| Volatility (annualized) | 15.1% | 12.6% | |
| Max Drawdown | -56.5% | -15.0% | |
| Fund Family | iShares by BlackRock (US) | Touchstone Investments | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Dec 8, 2023 |
IVV vs TDI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Touchstone Dynamic International ETF (TDI) is a ETF from Touchstone Investments. Over the past year IVV returned +20.94% while TDI returned +33.86%. Year to date, IVV is up 12.28% versus a gain of 19.47% for TDI.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.6% for TDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -15.0% for TDI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TDI charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.64% for TDI.
Holdings Overlap
IVV and TDI share 0 holdings out of 613 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TDI?
IVV has an expense ratio of 0.03% while TDI charges 0.65%. IVV is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, IVV or TDI?
Over the past year IVV returned +20.94% vs +33.86% for TDI, so TDI leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +6.98% vs +27.45% for TDI. Past performance does not guarantee future results.
Which is riskier, IVV or TDI?
IVV has been the more volatile fund at 15.1% annualized versus 12.6% for TDI. Worst drawdown: IVV -56.5% vs TDI -15.0%.
Should I hold both IVV and TDI?
IVV and TDI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TDI?
IVV and TDI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 613 unique securities.
Which pays a higher dividend, IVV or TDI?
IVV yields 1.10% while TDI yields 1.64%, so TDI currently pays the higher dividend yield.
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