Quick Verdict

VXUS has a lower expense ratio. TDI delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: TDIMore Diversified: VXUS

Side-by-Side Comparison

MetricTDIVXUSWinner
Expense Ratio0.65%0.05%
AUM$394M$156.5B
Dividend Yield1.68%2.60%
Holdings1208,747
YTD Return+18.49%+14.57%
1Y Return+35.61%+27.82%
3Y Return (annualized)-+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)12.6%15.1%
Max Drawdown-15.0%-39.9%
Fund FamilyTouchstone InvestmentsVanguard (US)
CategoryEquityEquity
InceptionDec 8, 2023Jan 26, 2011

TDI vs VXUS Performance

Touchstone Dynamic International ETF (TDI) is a ETF from Touchstone Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TDI returned +35.61% while VXUS returned +27.82%. Year to date, TDI is up 18.49% versus a gain of 14.57% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.6% for TDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.0% for TDI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TDI charges 0.65% per year while VXUS charges 0.05%. On a $10,000 position that is $65 vs $5 annually, a gap of $60 per year that compounds over a long holding period. On income, TDI currently yields 1.68% against 2.60% for VXUS.

Holdings Overlap

13.4%overlap

TDI and VXUS share 86 holdings out of 7883 unique holdings combined, representing a 13.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TDIWeight in VXUSDifference
2330:TW5.60%3.41%2.19%
ASML:AS2.84%1.29%1.55%
000660:KR2.95%0.90%2.05%
1299:HKProProPro
UCG:MIProProPro
RR:LNProProPro
4578:JPProProPro
BBVA:MAProProPro
6501:JPProProPro
BAMI:MIProProPro
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Frequently Asked Questions

Which is cheaper, TDI or VXUS?

TDI has an expense ratio of 0.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

Which performed better, TDI or VXUS?

Over the past year TDI returned +35.61% vs +27.82% for VXUS, so TDI leads on 1-year performance. Over the longest common window we track (3 years), TDI annualized +27.47% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, TDI or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 12.6% for TDI. Worst drawdown: TDI -15.0% vs VXUS -39.9%.

Should I hold both TDI and VXUS?

TDI and VXUS have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TDI and VXUS?

TDI and VXUS share 86 common holdings with a 13.4% weight overlap. Combined, they hold 7883 unique securities.

Which pays a higher dividend, TDI or VXUS?

TDI yields 1.68% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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