IVV vs TDSC
iShares Core S&P 500 ETF vs ETC Cabana Target Drawdown 10 ETF
Which is better, IVV or TDSC?
Large Cap Blend against Allocation/Balanced.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TDSC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.90% |
| AUM | $876.4B | $105M |
| Dividend Yield | 1.06% | 1.56% |
| Holdings | 508 | 11 |
| YTD Return | +12.27% | +12.46%Best |
| 1Y Return | +17.04%Best | +14.38% |
| 3Y Return (annualized) | +21.24%Best | +11.85% |
| 5Y Return (annualized) | +13.08%Best | +2.82% |
| Volatility (annualized) | 15.4% | 9.5%Best |
| Max Drawdown | -24.5% | -21.5%Best |
| $10,000 over 5 years | $18,490Best | $11,492 |
| Top 10 Weight | 37.8%Best | 99.8% |
| Fund Family | iShares by BlackRock (US) | The Cabana Group, LLC |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Allocation/Balanced |
| Inception | May 15, 2000 | Sep 16, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 17, 2026 (6 years).
IVV vs TDSC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
IVV vs TDSC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and ETC Cabana Target Drawdown 10 ETF (TDSC) is an ETF from The Cabana Group, LLC. Over the past year IVV returned +17.04% while TDSC returned +14.38%. Year to date, IVV is up 12.27% versus a gain of 12.46% for TDSC.
Over three years, IVV compounded at +21.24% per year against +11.85% for TDSC; over five years the annualized figures are +13.08% and +2.82% respectively. Across the full 6-year window we track, IVV has the edge at +16.13% annualized vs +4.09%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 9.5% for TDSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -21.5% for TDSC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while TDSC charges 0.90%. On a $10,000 position that is $3 vs $90 annually, a gap of $87 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 1.56% for TDSC.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 10 in TDSC, totalling 99.3% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 10 in TDSC, against full books of 508 and 11.
What only one of them owns
Measured across the 490 and 10 positions we hold weights for.
IVV holds 482 positions TDSC does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and TDSC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TDSC?
IVV has an expense ratio of 0.03% while TDSC charges 0.90%. IVV is the cheaper option, by $87 a year on a $10,000 investment.
Which performed better, IVV or TDSC?
Over the past year IVV returned +17.04% vs +14.38% for TDSC, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +16.13% vs +4.09% for TDSC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TDSC?
IVV has been the more volatile fund at 15.4% annualized versus 9.5% for TDSC. Worst drawdown: IVV -24.5% vs TDSC -21.5%.
Should I hold both IVV and TDSC?
IVV and TDSC have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or TDSC?
IVV yields 1.06% while TDSC yields 1.56%, so TDSC currently pays the higher dividend yield.
Is TDSC better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.