TDSC vs VYM
ETC Cabana Target Drawdown 10 ETF vs Vanguard High Dividend Yield ETF
Which is better, TDSC or VYM?
Allocation/Balanced against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDSC | VYM |
|---|---|---|
| Expense Ratio | 0.90% | 0.04%Best |
| AUM | $105M | $81.6B |
| Dividend Yield | 1.56% | 2.22% |
| Holdings | 11 | 613 |
| YTD Return | +11.16% | +11.71%Best |
| 1Y Return | +13.06% | +16.24%Best |
| 3Y Return (annualized) | +11.43% | +17.24%Best |
| 5Y Return (annualized) | +2.43% | +11.86%Best |
| Volatility (annualized) | 9.5%Best | 13.9% |
| Max Drawdown | -21.5% | -15.8%Best |
| $10,000 over 5 years | $11,276 | $17,514Best |
| Top 10 Weight | 99.8% | 26.1%Best |
| Fund Family | The Cabana Group, LLC | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Sep 16, 2020 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 16, 2026 (6 years).
TDSC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
TDSC vs VYM Performance
ETC Cabana Target Drawdown 10 ETF (TDSC) is an ETF from The Cabana Group, LLC and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TDSC returned +13.06% while VYM returned +16.24%. Year to date, TDSC is up 11.16% versus a gain of 11.71% for VYM.
Over three years, TDSC compounded at +11.43% per year against +17.24% for VYM; over five years the annualized figures are +2.43% and +11.86% respectively. Across the full 6-year window we track, VYM has the edge at +14.51% annualized vs +3.89%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 9.5% for TDSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for TDSC and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TDSC charges 0.90% per year while VYM charges 0.04%. On a $10,000 position that is $90 vs $4 annually, a gap of $86 per year that compounds over a long holding period. On income, TDSC currently yields 1.56% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 10 holdings in TDSC and 557 in VYM, totalling 99.8% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in TDSC and 557 in VYM, against full books of 11 and 613.
What only one of them owns
Measured across the 10 and 557 positions we hold weights for.
VYM holds 528 positions TDSC does not, 97.1% of the fund.
Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%
You are not choosing between two funds in isolation.
Whichever of TDSC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDSC or VYM?
TDSC has an expense ratio of 0.90% while VYM charges 0.04%. VYM is the cheaper option, by $86 a year on a $10,000 investment.
Which performed better, TDSC or VYM?
Over the past year TDSC returned +13.06% vs +16.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), TDSC annualized +3.89% vs +14.51% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDSC or VYM?
VYM has been the more volatile fund at 13.9% annualized versus 9.5% for TDSC. Worst drawdown: TDSC -21.5% vs VYM -15.8%.
Should I hold both TDSC and VYM?
TDSC and VYM have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TDSC or VYM?
TDSC yields 1.56% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than TDSC?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.