IVV vs TEMT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVTEMTWinner
Expense Ratio0.03%1.30%
AUM$865.2B$25M
Dividend Yield1.09%0.00%
Holdings5086
YTD Return+13.80%+44.62%
1Y Return+23.70%+3.25%
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%154.1%
Max Drawdown-56.5%-84.0%
Fund FamilyiShares by BlackRock (US)Tradr ETFs
CategoryEquityAlternative
InceptionMay 15, 2000May 12, 2025

IVV vs TEMT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Tradr 2X Long TEM Daily ETF (TEMT) is a ETF from Tradr ETFs. Over the past year IVV returned +23.70% while TEMT returned +3.25%. Year to date, IVV is up 13.80% versus a gain of 44.62% for TEMT.

Risk: Volatility and Drawdowns

TEMT has been the more volatile fund, with annualized monthly volatility of 154.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -84.0% for TEMT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while TEMT charges 1.30%. On a $10,000 position that is $3 vs $130 annually, a gap of $127 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for TEMT.

Frequently Asked Questions

Which is cheaper, IVV or TEMT?

IVV has an expense ratio of 0.03% while TEMT charges 1.30%. IVV is the cheaper option. On a $10,000 investment, that is $127 per year of difference.

Which performed better, IVV or TEMT?

Over the past year IVV returned +23.70% vs +3.25% for TEMT, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.05% vs -32.86% for TEMT. Past performance does not guarantee future results.

Which is riskier, IVV or TEMT?

TEMT has been the more volatile fund at 154.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TEMT -84.0%.

Should I hold both IVV and TEMT?

IVV and TEMT have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or TEMT?

IVV yields 1.09% while TEMT yields 0.00%, so IVV currently pays the higher dividend yield.

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