SCHD vs TEMT
SCHD vs TEMT
Schwab US Dividend Equity ETF vs Tradr 2X Long TEM Daily ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TEMT | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.30% | |
| AUM | $103.7B | $25M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 6 | |
| YTD Return | +24.26% | +44.62% | |
| 1Y Return | +31.38% | +3.25% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 154.1% | |
| Max Drawdown | -33.4% | -84.0% | |
| Fund Family | Charles Schwab Asset Management | Tradr ETFs | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | May 12, 2025 |
SCHD vs TEMT Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Tradr 2X Long TEM Daily ETF (TEMT) is a ETF from Tradr ETFs. Over the past year SCHD returned +31.38% while TEMT returned +3.25%. Year to date, SCHD is up 24.26% versus a gain of 44.62% for TEMT.
Risk: Volatility and Drawdowns
TEMT has been the more volatile fund, with annualized monthly volatility of 154.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -84.0% for TEMT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TEMT charges 1.30%. On a $10,000 position that is $6 vs $130 annually, a gap of $124 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TEMT.
Frequently Asked Questions
Which is cheaper, SCHD or TEMT?
SCHD has an expense ratio of 0.06% while TEMT charges 1.30%. SCHD is the cheaper option. On a $10,000 investment, that is $124 per year of difference.
Which performed better, SCHD or TEMT?
Over the past year SCHD returned +31.38% vs +3.25% for TEMT, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.39% vs -32.86% for TEMT. Past performance does not guarantee future results.
Which is riskier, SCHD or TEMT?
TEMT has been the more volatile fund at 154.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TEMT -84.0%.
Should I hold both SCHD and TEMT?
SCHD and TEMT have a monthly-return correlation of -0.26, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or TEMT?
SCHD yields 3.31% while TEMT yields 0.00%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.