IVV vs TEST

Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricIVVTESTWinner
Expense Ratio0.03%1.01%
AUM$865.2B$2M
Dividend Yield1.09%15.63%
Holdings50811
YTD Return+13.80%-25.03%
1Y Return+23.70%-
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%-
Max Drawdown-56.5%-36.8%
Fund FamilyiShares by BlackRock (US)YieldMax ETF
CategoryEquityAlternative
InceptionMay 15, 2000Nov 17, 2025

IVV vs TEST Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax TSLA Performance & Distribution Target 25 ETF (TEST) is a ETF from YieldMax ETF. Year to date, IVV is up 13.80% versus a loss of 25.03% for TEST.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for IVV and -36.8% for TEST. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IVV charges 0.03% per year while TEST charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 15.63% for TEST.

Holdings Overlap

0.0%overlap

IVV and TEST share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or TEST?

IVV has an expense ratio of 0.03% while TEST charges 1.01%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

What is the holdings overlap between IVV and TEST?

IVV and TEST share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.

Which pays a higher dividend, IVV or TEST?

IVV yields 1.09% while TEST yields 15.63%, so TEST currently pays the higher dividend yield.

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