TEST vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricTESTVYMWinner
Expense Ratio1.01%0.04%
AUM$2M$79.0B
Dividend Yield15.63%2.86%
Holdings11568
YTD Return-25.03%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-36.8%-58.8%
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
InceptionNov 17, 2025Nov 10, 2006

TEST vs VYM Performance

YieldMax TSLA Performance & Distribution Target 25 ETF (TEST) is a ETF from YieldMax ETF and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TEST is down 25.03% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -36.8% for TEST and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TEST charges 1.01% per year while VYM charges 0.04%. On a $10,000 position that is $101 vs $4 annually, a gap of $97 per year that compounds over a long holding period. On income, TEST currently yields 15.63% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

TEST and VYM share 0 holdings out of 561 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TEST or VYM?

TEST has an expense ratio of 1.01% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

What is the holdings overlap between TEST and VYM?

TEST and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 561 unique securities.

Which pays a higher dividend, TEST or VYM?

TEST yields 15.63% while VYM yields 2.86%, so TEST currently pays the higher dividend yield.

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