TEST vs VYM
YieldMax TSLA Performance & Distribution Target 25 ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | TEST | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.04% | |
| AUM | $3M | $81.6B | |
| Dividend Yield | 22.89% | 2.24% | |
| Holdings | 10 | 616 | |
| YTD Return | -22.18% | +14.95% | |
| 1Y Return | - | +21.14% | |
| 3Y Return (annualized) | - | +18.69% | |
| 5Y Return (annualized) | - | +12.00% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -36.8% | -58.8% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 17, 2025 | Nov 10, 2006 |
TEST vs VYM Performance
YieldMax TSLA Performance & Distribution Target 25 ETF (TEST) is a ETF from YieldMax ETF and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TEST is down 22.18% versus a gain of 14.95% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -36.8% for TEST and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TEST charges 1.01% per year while VYM charges 0.04%. On a $10,000 position that is $101 vs $4 annually, a gap of $97 per year that compounds over a long holding period. On income, TEST currently yields 22.89% against 2.24% for VYM.
Holdings Overlap
TEST and VYM share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TEST or VYM?
TEST has an expense ratio of 1.01% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
What is the holdings overlap between TEST and VYM?
TEST and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.
Which pays a higher dividend, TEST or VYM?
TEST yields 22.89% while VYM yields 2.24%, so TEST currently pays the higher dividend yield.
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