IVV vs TIPB
IVV vs TIPB
iShares Core S&P 500 ETF vs Northern Trust 2035 Inflation-Linked Distributing Ladder ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TIPB | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.10% | |
| AUM | $865.2B | $8M | |
| Dividend Yield | 1.09% | 3.48% | |
| Holdings | 508 | 11 | |
| YTD Return | +13.80% | +3.19% | |
| 1Y Return | +23.70% | +4.45% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 2.1% | |
| Max Drawdown | -56.5% | -1.3% | |
| Fund Family | iShares by BlackRock (US) | Northern Trust Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Mar 1, 2025 |
IVV vs TIPB Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Northern Trust 2035 Inflation-Linked Distributing Ladder ETF (TIPB) is a ETF from Northern Trust Asset Management. Over the past year IVV returned +23.70% while TIPB returned +4.45%. Year to date, IVV is up 13.80% versus a gain of 3.19% for TIPB.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.1% for TIPB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.3% for TIPB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TIPB charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.48% for TIPB.
Holdings Overlap
IVV and TIPB share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TIPB?
IVV has an expense ratio of 0.03% while TIPB charges 0.10%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IVV or TIPB?
Over the past year IVV returned +23.70% vs +4.45% for TIPB, so IVV leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, IVV or TIPB?
IVV has been the more volatile fund at 15.1% annualized versus 2.1% for TIPB. Worst drawdown: IVV -56.5% vs TIPB -1.3%.
Should I hold both IVV and TIPB?
IVV and TIPB have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TIPB?
IVV and TIPB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, IVV or TIPB?
IVV yields 1.09% while TIPB yields 3.48%, so TIPB currently pays the higher dividend yield.
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