IVV vs TOUS
iShares Core S&P 500 ETF vs T. Rowe Price International Equity ETF
Which is better, IVV or TOUS?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 3Y and the full window, TOUS over 1Y. TOUS is less concentrated, with 17.0% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TOUS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.50% |
| AUM | $876.4B | $1.7B |
| Dividend Yield | 1.06% | 1.52% |
| Holdings | 508 | 198 |
| YTD Return | +11.51%Best | +11.49% |
| 1Y Return | +15.96% | +17.08%Best |
| 3Y Return (annualized) | +21.01%Best | +17.80% |
| 5Y Return (annualized) | +12.66% | - |
| Volatility (annualized) | 12.7%Best | 13.0% |
| Max Drawdown | -18.8% | -14.3%Best |
| $10,000 over 3.3 years | $18,032Best | $15,815 |
| Top 10 Weight | 37.8% | 17.0%Best |
| Fund Family | iShares by BlackRock (US) | T.Rowe Price |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Jun 14, 2023 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 15, 2023 to Sep 15, 2026 (3.3 years).
IVV vs TOUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
IVV vs TOUS Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and T. Rowe Price International Equity ETF (TOUS) is an ETF from T.Rowe Price. Over the past year IVV returned +15.96% while TOUS returned +17.08%. Year to date, IVV is up 11.51% versus a gain of 11.49% for TOUS.
Over three years, IVV compounded at +21.01% per year against +17.80% for TOUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOUS has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.7% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -14.3% for TOUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while TOUS charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 1.52% for TOUS.
Holdings Overlap
0.1% of IVV's money is in holdings TOUS also owns. 0.3% of TOUS's money is in holdings IVV also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 490 positions we hold weights for in IVV and 180 in TOUS, against full books of 508 and 198.
What only one of them owns
Our book lists 5 positions for TOUS that do not appear in our book for IVV (2.0% of the fund), and 480 for IVV that do not appear in TOUS (98.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVV and TOUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TOUS?
IVV has an expense ratio of 0.03% while TOUS charges 0.50%. IVV is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, IVV or TOUS?
Over the past year IVV returned +15.96% vs +17.08% for TOUS, so TOUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TOUS?
TOUS has been the more volatile fund at 13.0% annualized versus 12.7% for IVV. Worst drawdown: IVV -18.8% vs TOUS -14.3%.
Should I hold both IVV and TOUS?
IVV and TOUS have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or TOUS?
IVV yields 1.06% while TOUS yields 1.52%, so TOUS currently pays the higher dividend yield.
Is TOUS better than IVV?
IVV has a lower expense ratio. IVV led over 3Y and the full window, TOUS over 1Y. TOUS is less concentrated, with 17.0% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.