TOUS vs VYM

TOUS vs VYM

Which is better, TOUS or VYM?

Large Cap Blend against Large Cap Value.

VYM has a lower expense ratio. TOUS led over 1Y, VYM over 3Y and the full window. TOUS is less concentrated, with 17.1% of the fund in its ten largest positions against 25.9%.

Lower Fees: VYMHigher Returns: splitLess Concentrated: TOUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTOUSVYM
Expense Ratio0.50%0.04%Best
AUM$1.7B$81.6B
Dividend Yield1.52%2.22%
Holdings198613
YTD Return+12.55%+13.91%Best
1Y Return+18.60%Best+17.57%
3Y Return (annualized)+18.08%+18.12%Best
5Y Return (annualized)-+12.17%
Volatility (annualized)13.0%10.8%Best
Max Drawdown-14.3%Best-14.5%
$10,000 over 3.2 years$15,766$16,572Best
Top 10 Weight17.1%Best25.9%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionJun 14, 2023Nov 10, 2006

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 15, 2023 to Sep 11, 2026 (3.2 years).

TOUS vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

TOUS vs VYM Performance

T. Rowe Price International Equity ETF (TOUS) is an ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TOUS returned +18.60% while VYM returned +17.57%. Year to date, TOUS is up 12.55% versus a gain of 13.91% for VYM.

Over three years, TOUS compounded at +18.08% per year against +18.12% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TOUS has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 10.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for TOUS and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TOUS charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, TOUS currently yields 1.52% against 2.22% for VYM.

Holdings Overlap

TOUS already in VYM0.9%
VYM already in TOUS0.1%

0.9% of TOUS's money is in holdings VYM also owns. 0.1% of VYM's money is in holdings TOUS also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 188 positions we hold weights for in TOUS and 603 in VYM, against full books of 198 and 613.

What only one of them owns

Our book lists 566 positions for VYM that do not appear in our book for TOUS (97.4% of the fund), and 3 for TOUS that do not appear in VYM (1.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in TOUSWeight in VYMDifference
AMAntero Midstream Corp0.62%0.03%0.59%
AMCRAmcor Plc Ordinary Shares0.31%0.08%0.23%

You are not choosing between two funds in isolation.

Whichever of TOUS and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TOUSVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TOUS or VYM?

TOUS has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.

Which performed better, TOUS or VYM?

Over the past year TOUS returned +18.60% vs +17.57% for VYM, so TOUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TOUS or VYM?

TOUS has been the more volatile fund at 13.0% annualized versus 10.8% for VYM. Worst drawdown: TOUS -14.3% vs VYM -14.5%.

Should I hold both TOUS and VYM?

TOUS and VYM have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TOUS or VYM?

TOUS yields 1.52% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than TOUS?

VYM has a lower expense ratio. TOUS led over 1Y, VYM over 3Y and the full window. TOUS is less concentrated, with 17.1% of the fund in its ten largest positions against 25.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.