IVV vs UPV

Quick Verdict

IVV has a lower expense ratio. UPV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: UPVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVUPVWinner
Expense Ratio0.03%0.95%
AUM$865.2B$16M
Dividend Yield1.09%2.24%
Holdings5087
YTD Return+13.80%+17.30%
1Y Return+23.70%+40.01%
3Y Return (annualized)+21.49%+27.14%
5Y Return (annualized)+13.43%+9.80%
Volatility (annualized)15.1%35.9%
Max Drawdown-56.5%-68.7%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Apr 27, 2010

IVV vs UPV Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Ultra FTSE Europe (UPV) is a ETF from ProShares. Over the past year IVV returned +23.70% while UPV returned +40.01%. Year to date, IVV is up 13.80% versus a gain of 17.30% for UPV.

Over three years, IVV compounded at +21.49% per year against +27.14% for UPV; over five years the annualized figures are +13.43% and +9.80% respectively. Across the full 16-year window we track, UPV has the edge at +8.45% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UPV has been the more volatile fund, with annualized monthly volatility of 35.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -68.7% for UPV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while UPV charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 2.24% for UPV.

Holdings Overlap

0.0%overlap

IVV and UPV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or UPV?

IVV has an expense ratio of 0.03% while UPV charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or UPV?

Over the past year IVV returned +23.70% vs +40.01% for UPV, so UPV leads on 1-year performance. Over the longest common window we track (16 years), IVV annualized +7.05% vs +8.45% for UPV. Past performance does not guarantee future results.

Which is riskier, IVV or UPV?

UPV has been the more volatile fund at 35.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs UPV -68.7%.

Should I hold both IVV and UPV?

IVV and UPV have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and UPV?

IVV and UPV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or UPV?

IVV yields 1.09% while UPV yields 2.24%, so UPV currently pays the higher dividend yield.

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