UPV vs VYM

Quick Verdict

VYM has a lower expense ratio. UPV delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: UPVMore Diversified: VYM

Side-by-Side Comparison

MetricUPVVYMWinner
Expense Ratio0.95%0.04%
AUM$16M$79.0B
Dividend Yield2.24%2.86%
Holdings7568
YTD Return+17.62%+16.10%
1Y Return+41.07%+25.99%
3Y Return (annualized)+27.56%+18.29%
5Y Return (annualized)+9.76%+12.35%
Volatility (annualized)35.9%14.6%
Max Drawdown-68.7%-58.8%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionApr 27, 2010Nov 10, 2006

UPV vs VYM Performance

ProShares Ultra FTSE Europe (UPV) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year UPV returned +41.07% while VYM returned +25.99%. Year to date, UPV is up 17.62% versus a gain of 16.10% for VYM.

Over three years, UPV compounded at +27.56% per year against +18.29% for VYM; over five years the annualized figures are +9.76% and +12.35% respectively. Across the full 16-year window we track, UPV has the edge at +8.47% annualized vs +7.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UPV has been the more volatile fund, with annualized monthly volatility of 35.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.7% for UPV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UPV charges 0.95% per year while VYM charges 0.04%. On a $10,000 position that is $95 vs $4 annually, a gap of $91 per year that compounds over a long holding period. On income, UPV currently yields 2.24% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

UPV and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UPV or VYM?

UPV has an expense ratio of 0.95% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

Which performed better, UPV or VYM?

Over the past year UPV returned +41.07% vs +25.99% for VYM, so UPV leads on 1-year performance. Over the longest common window we track (16 years), UPV annualized +8.47% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, UPV or VYM?

UPV has been the more volatile fund at 35.9% annualized versus 14.6% for VYM. Worst drawdown: UPV -68.7% vs VYM -58.8%.

Should I hold both UPV and VYM?

UPV and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UPV and VYM?

UPV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, UPV or VYM?

UPV yields 2.24% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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