IVV vs USG
iShares Core S&P 500 ETF vs USCF Gold Strategy Plus Income Fund
Which is better, IVV or USG?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 1Y, USG over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | USG |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.45% |
| AUM | $876.4B | $8M |
| Dividend Yield | 1.06% | 28.29% |
| Holdings | 508 | 4 |
| YTD Return | +12.39%Best | -2.67% |
| 1Y Return | +16.61%Best | +12.67% |
| 3Y Return (annualized) | +21.38% | +25.26%Best |
| 5Y Return (annualized) | +13.51% | - |
| Volatility (annualized) | 15.7% | 15.2%Best |
| Max Drawdown | -24.5%Best | -24.9% |
| $10,000 over 4.9 years | $17,624 | $21,019Best |
| Fund Family | iShares by BlackRock (US) | USCF Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Nov 8, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.9 years row, are measured over the window both funds cover: Nov 3, 2021 to Sep 18, 2026 (4.9 years).
IVV vs USG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
IVV vs USG Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and USCF Gold Strategy Plus Income Fund (USG) is an ETF from USCF Investments. Over the past year IVV returned +16.61% while USG returned +12.67%. Year to date, IVV is up 12.39% versus a loss of 2.67% for USG.
Over three years, IVV compounded at +21.38% per year against +25.26% for USG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.2% for USG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -24.9% for USG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while USG charges 0.45%. On a $10,000 position that is $3 vs $45 annually, a gap of $42 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 28.29% for USG.
You are not choosing between two funds in isolation.
Whichever of IVV and USG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or USG?
IVV has an expense ratio of 0.03% while USG charges 0.45%. IVV is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, IVV or USG?
Over the past year IVV returned +16.61% vs +12.67% for USG, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or USG?
IVV has been the more volatile fund at 15.7% annualized versus 15.2% for USG. Worst drawdown: IVV -24.5% vs USG -24.9%.
Should I hold both IVV and USG?
IVV and USG have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or USG?
IVV yields 1.06% while USG yields 28.29%, so USG currently pays the higher dividend yield.
Is USG better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, USG over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.