USG vs VYM
USCF Gold Strategy Plus Income Fund vs Vanguard High Dividend Yield ETF
Which is better, USG or VYM?
Each has led over a different period.
VYM has a lower expense ratio. USG led over 3Y, 5Y and the full window, VYM over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USG | VYM |
|---|---|---|
| Expense Ratio | 0.45% | 0.04%Best |
| AUM | $8M | $81.6B |
| Dividend Yield | 28.29% | 2.22% |
| Holdings | 4 | 613 |
| YTD Return | -3.35% | +10.96%Best |
| 1Y Return | +11.30% | +15.42%Best |
| 3Y Return (annualized) | +25.38%Best | +17.78% |
| 5Y Return (annualized) | +16.16%Best | +12.05% |
| Volatility (annualized) | 15.3% | 13.8%Best |
| Max Drawdown | -24.9% | -15.8%Best |
| $10,000 over 5 years | $21,149Best | $17,663 |
| Fund Family | USCF Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Nov 8, 2021 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 3, 2021 to Sep 22, 2026 (4.9 years).
USG vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
USG vs VYM Performance
USCF Gold Strategy Plus Income Fund (USG) is an ETF from USCF Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year USG returned +11.30% while VYM returned +15.42%. Year to date, USG is down 3.35% versus a gain of 10.96% for VYM.
Over three years, USG compounded at +25.38% per year against +17.78% for VYM; over five years the annualized figures are +16.16% and +12.05% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USG has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.9% for USG and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
USG charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, USG currently yields 28.29% against 2.22% for VYM.
You are not choosing between two funds in isolation.
Whichever of USG and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USG or VYM?
USG has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, USG or VYM?
Over the past year USG returned +11.30% vs +15.42% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USG or VYM?
USG has been the more volatile fund at 15.3% annualized versus 13.8% for VYM. Worst drawdown: USG -24.9% vs VYM -15.8%.
Should I hold both USG and VYM?
USG and VYM have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USG or VYM?
USG yields 28.29% while VYM yields 2.22%, so USG currently pays the higher dividend yield.
Is VYM better than USG?
VYM has a lower expense ratio. USG led over 3Y, 5Y and the full window, VYM over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.