IVV vs UTEN
iShares Core S&P 500 ETF vs F/m US Treasury 10 Year Note ETF
Which is better, IVV or UTEN?
Large Cap Blend against Long Term High Quality.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | UTEN |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $886.7B | $268M |
| Dividend Yield | 1.10% | 4.46% |
| Holdings | 508 | 2 |
| YTD Return | +13.86%Best | -1.62% |
| 1Y Return | +21.57%Best | +0.05% |
| 3Y Return (annualized) | +21.48%Best | +2.80% |
| 5Y Return (annualized) | +12.88% | - |
| Volatility (annualized) | 14.2% | 7.6%Best |
| Max Drawdown | -18.8% | -13.4%Best |
| $10,000 over 4.1 years | $20,001Best | $9,910 |
| Fund Family | iShares by BlackRock (US) | US Benchmark Series |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term High Quality |
| Inception | May 15, 2000 | Aug 8, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 9, 2022 to Sep 3, 2026 (4.1 years).
IVV vs UTEN growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
IVV vs UTEN Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and F/m US Treasury 10 Year Note ETF (UTEN) is an ETF from US Benchmark Series. Over the past year IVV returned +21.57% while UTEN returned +0.05%. Year to date, IVV is up 13.86% versus a loss of 1.62% for UTEN.
Over three years, IVV compounded at +21.48% per year against +2.80% for UTEN. Across the full 4-year window we track, IVV has the edge at +18.42% annualized vs -0.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 7.6% for UTEN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -13.4% for UTEN. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while UTEN charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.46% for UTEN.
You are not choosing between two funds in isolation.
Whichever of IVV and UTEN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or UTEN?
IVV has an expense ratio of 0.03% while UTEN charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, IVV or UTEN?
Over the past year IVV returned +21.57% vs +0.05% for UTEN, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +18.42% vs -0.22% for UTEN. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or UTEN?
IVV has been the more volatile fund at 14.2% annualized versus 7.6% for UTEN. Worst drawdown: IVV -18.8% vs UTEN -13.4%.
Should I hold both IVV and UTEN?
IVV and UTEN have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or UTEN?
IVV yields 1.10% while UTEN yields 4.46%, so UTEN currently pays the higher dividend yield.
Is UTEN better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.