IVV vs UXJA

Quick Verdict

IVV has a lower expense ratio. UXJA delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: UXJAMore Diversified: IVV

Side-by-Side Comparison

MetricIVVUXJAWinner
Expense Ratio0.03%0.85%
AUM$907.0B$12M
Dividend Yield1.10%0.00%
Holdings5084
YTD Return+14.50%+15.32%
1Y Return+22.02%+22.70%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%14.7%
Max Drawdown-56.5%-20.0%
Fund FamilyiShares by BlackRock (US)First Trust Portfolios (US)
CategoryEquityEquity
InceptionMay 15, 2000Jan 17, 2025

IVV vs UXJA Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and FT Vest US Equity Uncapped Accelerator ETF - January (UXJA) is a ETF from First Trust Portfolios (US). Over the past year IVV returned +22.02% while UXJA returned +22.70%. Year to date, IVV is up 14.50% versus a gain of 15.32% for UXJA.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.7% for UXJA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -20.0% for UXJA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while UXJA charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for UXJA.

Holdings Overlap

0.0%overlap

IVV and UXJA share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or UXJA?

IVV has an expense ratio of 0.03% while UXJA charges 0.85%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, IVV or UXJA?

Over the past year IVV returned +22.02% vs +22.70% for UXJA, so UXJA leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.07% vs +19.13% for UXJA. Past performance does not guarantee future results.

Which is riskier, IVV or UXJA?

IVV has been the more volatile fund at 15.1% annualized versus 14.7% for UXJA. Worst drawdown: IVV -56.5% vs UXJA -20.0%.

Should I hold both IVV and UXJA?

IVV and UXJA have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and UXJA?

IVV and UXJA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or UXJA?

IVV yields 1.10% while UXJA yields 0.00%, so IVV currently pays the higher dividend yield.

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