SCHD vs UXJA
Schwab US Dividend Equity ETF vs FT Vest US Equity Uncapped Accelerator ETF - January
Which is better, SCHD or UXJA?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, UXJA over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UXJA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $112.1B | $12M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 8 |
| YTD Return | +24.23%Best | +12.32% |
| 1Y Return | +27.90%Best | +16.73% |
| 3Y Return (annualized) | +15.55% | - |
| 5Y Return (annualized) | +9.97% | - |
| Volatility (annualized) | 13.5%Best | 14.2% |
| Max Drawdown | -14.0%Best | -20.0% |
| $10,000 over 1.7 years | $12,770 | $12,881Best |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Jan 17, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 21, 2025 to Sep 17, 2026 (1.7 years).
SCHD vs UXJA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs UXJA Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FT Vest US Equity Uncapped Accelerator ETF - January (UXJA) is an ETF from First Trust Portfolios (US). Over the past year SCHD returned +27.90% while UXJA returned +16.73%. Year to date, SCHD is up 24.23% versus a gain of 12.32% for UXJA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UXJA has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -20.0% for UXJA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while UXJA charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for UXJA.
You are not choosing between two funds in isolation.
Whichever of SCHD and UXJA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UXJA?
SCHD has an expense ratio of 0.06% while UXJA charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or UXJA?
Over the past year SCHD returned +27.90% vs +16.73% for UXJA, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +15.47% vs +16.06% for UXJA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or UXJA?
UXJA has been the more volatile fund at 14.2% annualized versus 13.5% for SCHD. Worst drawdown: SCHD -14.0% vs UXJA -20.0%.
Should I hold both SCHD and UXJA?
SCHD and UXJA have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or UXJA?
SCHD yields 3.00% while UXJA yields 0.00%, so SCHD currently pays the higher dividend yield.
Is UXJA better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, UXJA over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.