Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVWTIPWinner
Expense Ratio0.03%0.65%
AUM$865.2B$21M
Dividend Yield1.09%3.85%
Holdings50835
YTD Return+13.80%+8.09%
1Y Return+23.70%+23.47%
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%12.8%
Max Drawdown-56.5%-16.5%
Fund FamilyiShares by BlackRock (US)WisdomTree Investments
CategoryEquityFixed Income
InceptionMay 15, 2000Jun 18, 2025

IVV vs WTIP Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and WisdomTree Inflation Plus Fund ETF (WTIP) is a ETF from WisdomTree Investments. Over the past year IVV returned +23.70% while WTIP returned +23.47%. Year to date, IVV is up 13.80% versus a gain of 8.09% for WTIP.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.8% for WTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -16.5% for WTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while WTIP charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.85% for WTIP.

Holdings Overlap

0.0%overlap

IVV and WTIP share 0 holdings out of 526 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or WTIP?

IVV has an expense ratio of 0.03% while WTIP charges 0.65%. IVV is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, IVV or WTIP?

Over the past year IVV returned +23.70% vs +23.47% for WTIP, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.05% vs +20.91% for WTIP. Past performance does not guarantee future results.

Which is riskier, IVV or WTIP?

IVV has been the more volatile fund at 15.1% annualized versus 12.8% for WTIP. Worst drawdown: IVV -56.5% vs WTIP -16.5%.

Should I hold both IVV and WTIP?

IVV and WTIP have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and WTIP?

IVV and WTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 526 unique securities.

Which pays a higher dividend, IVV or WTIP?

IVV yields 1.09% while WTIP yields 3.85%, so WTIP currently pays the higher dividend yield.

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