VYM vs WTIP
VYM vs WTIP
Vanguard High Dividend Yield ETF vs WisdomTree Inflation Plus Fund ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | WTIP | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.65% | |
| AUM | $79.0B | $21M | |
| Dividend Yield | 2.86% | 3.85% | |
| Holdings | 568 | 35 | |
| YTD Return | +15.80% | +8.09% | |
| 1Y Return | +26.12% | +23.47% | |
| 3Y Return (annualized) | +18.25% | - | |
| 5Y Return (annualized) | +12.51% | - | |
| Volatility (annualized) | 14.6% | 12.8% | |
| Max Drawdown | -58.8% | -16.5% | |
| Fund Family | Vanguard (US) | WisdomTree Investments | |
| Category | Equity | Fixed Income | |
| Inception | Nov 10, 2006 | Jun 18, 2025 |
VYM vs WTIP Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and WisdomTree Inflation Plus Fund ETF (WTIP) is a ETF from WisdomTree Investments. Over the past year VYM returned +26.12% while WTIP returned +23.47%. Year to date, VYM is up 15.80% versus a gain of 8.09% for WTIP.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 12.8% for WTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -16.5% for WTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while WTIP charges 0.65%. On a $10,000 position that is $4 vs $65 annually, a gap of $61 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 3.85% for WTIP.
Holdings Overlap
VYM and WTIP share 0 holdings out of 579 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or WTIP?
VYM has an expense ratio of 0.04% while WTIP charges 0.65%. VYM is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, VYM or WTIP?
Over the past year VYM returned +26.12% vs +23.47% for WTIP, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.07% vs +20.91% for WTIP. Past performance does not guarantee future results.
Which is riskier, VYM or WTIP?
VYM has been the more volatile fund at 14.6% annualized versus 12.8% for WTIP. Worst drawdown: VYM -58.8% vs WTIP -16.5%.
Should I hold both VYM and WTIP?
VYM and WTIP have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and WTIP?
VYM and WTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 579 unique securities.
Which pays a higher dividend, VYM or WTIP?
VYM yields 2.86% while WTIP yields 3.85%, so WTIP currently pays the higher dividend yield.
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