IVV vs XHYF
iShares Core S&P 500 ETF vs BondBloxx USD High Yield Bond Financial & REIT Sector ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | XHYF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $907.0B | $7M | |
| Dividend Yield | 1.10% | 6.77% | |
| Holdings | 508 | 272 | |
| YTD Return | +12.71% | +0.00% | |
| 1Y Return | +21.89% | +5.99% | |
| 3Y Return (annualized) | +22.08% | +9.25% | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 7.9% | |
| Max Drawdown | -56.5% | -12.9% | |
| Fund Family | iShares by BlackRock (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Feb 15, 2022 |
IVV vs XHYF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx USD High Yield Bond Financial & REIT Sector ETF (XHYF) is a ETF from BondBloxx. Over the past year IVV returned +21.89% while XHYF returned +5.99%. Year to date, IVV is up 12.71% versus a gain of 0.00% for XHYF.
Over three years, IVV compounded at +22.08% per year against +9.25% for XHYF. Across the full 4-year window we track, IVV has the edge at +7.00% annualized vs +5.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.9% for XHYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -12.9% for XHYF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XHYF charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 6.77% for XHYF.
Holdings Overlap
IVV and XHYF share 0 holdings out of 731 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XHYF?
IVV has an expense ratio of 0.03% while XHYF charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IVV or XHYF?
Over the past year IVV returned +21.89% vs +5.99% for XHYF, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.00% vs +5.06% for XHYF. Past performance does not guarantee future results.
Which is riskier, IVV or XHYF?
IVV has been the more volatile fund at 15.1% annualized versus 7.9% for XHYF. Worst drawdown: IVV -56.5% vs XHYF -12.9%.
Should I hold both IVV and XHYF?
IVV and XHYF have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XHYF?
IVV and XHYF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 731 unique securities.
Which pays a higher dividend, IVV or XHYF?
IVV yields 1.10% while XHYF yields 6.77%, so XHYF currently pays the higher dividend yield.
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