VXUS vs XHYF

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVXUSXHYFWinner
Expense Ratio0.05%0.35%
AUM$156.5B$7M
Dividend Yield2.60%6.77%
Holdings8,747272
YTD Return+14.07%+0.00%
1Y Return+27.24%+5.99%
3Y Return (annualized)+19.27%+9.25%
5Y Return (annualized)+9.14%-
Volatility (annualized)15.1%7.9%
Max Drawdown-39.9%-12.9%
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
InceptionJan 26, 2011Feb 15, 2022

VXUS vs XHYF Performance

Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and BondBloxx USD High Yield Bond Financial & REIT Sector ETF (XHYF) is a ETF from BondBloxx. Over the past year VXUS returned +27.24% while XHYF returned +5.99%. Year to date, VXUS is up 14.07% versus a gain of 0.00% for XHYF.

Over three years, VXUS compounded at +19.27% per year against +9.25% for XHYF. Across the full 4-year window we track, XHYF has the edge at +5.06% annualized vs +4.83%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.9% for XHYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for VXUS and -12.9% for XHYF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while XHYF charges 0.35%. On a $10,000 position that is $5 vs $35 annually, a gap of $30 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 6.77% for XHYF.

Holdings Overlap

0.0%overlap

VXUS and XHYF share 0 holdings out of 8087 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VXUS or XHYF?

VXUS has an expense ratio of 0.05% while XHYF charges 0.35%. VXUS is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, VXUS or XHYF?

Over the past year VXUS returned +27.24% vs +5.99% for XHYF, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), VXUS annualized +4.83% vs +5.06% for XHYF. Past performance does not guarantee future results.

Which is riskier, VXUS or XHYF?

VXUS has been the more volatile fund at 15.1% annualized versus 7.9% for XHYF. Worst drawdown: VXUS -39.9% vs XHYF -12.9%.

Should I hold both VXUS and XHYF?

VXUS and XHYF have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXUS and XHYF?

VXUS and XHYF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8087 unique securities.

Which pays a higher dividend, VXUS or XHYF?

VXUS yields 2.60% while XHYF yields 6.77%, so XHYF currently pays the higher dividend yield.

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