IVV vs XJR
iShares Core S&P 500 ETF vs iShares ESG Select Screened S&P Small-Cap ETF
Which is better, IVV or XJR?
Large Cap Blend against Small Cap Blend.
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, XJR over 1Y. XJR is less concentrated, with 8.0% of the fund in its ten largest positions against 38.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | XJR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.12% |
| AUM | $850.0B | $210M |
| Dividend Yield | 1.09% | 0.93% |
| Holdings | 1,018 | 1,208 |
| YTD Return | +12.12% | +17.47%Best |
| 1Y Return | +12.53% | +20.18%Best |
| 3Y Return (annualized) | +21.54%Best | +17.36% |
| 5Y Return (annualized) | +11.93%Best | +4.84% |
| Volatility (annualized) | 15.2%Best | 20.2% |
| Max Drawdown | -24.5%Best | -27.1% |
| $10,000 over 5 years | $17,568Best | $12,666 |
| Top 10 Weight | 38.8% | 8.0%Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Small Cap Blend |
| Inception | May 15, 2000 | Sep 22, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Sep 24, 2020 to Nov 11, 2026 (6.1 years).
IVV vs XJR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.1 years both funds cover.
IVV vs XJR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares ESG Select Screened S&P Small-Cap ETF (XJR) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +12.53% while XJR returned +20.18%. Year to date, IVV is up 12.12% versus a gain of 17.47% for XJR.
Over three years, IVV compounded at +21.54% per year against +17.36% for XJR; over five years the annualized figures are +11.93% and +4.84% respectively. Across the full 6-year window we track, IVV has the edge at +16.46% annualized vs +13.76%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XJR has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 15.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -27.1% for XJR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XJR charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.93% for XJR.
Holdings Overlap
0.3% of IVV's money is in holdings XJR also owns. 3.0% of XJR's money is in holdings IVV also owns.
XJR and IVV share little of their money.
2 positions in common, counted across the 505 positions we hold weights for in IVV and 543 in XJR, against full books of 1,018 and 1,208.
What only one of them owns
Our book lists 525 positions for XJR that do not appear in our book for IVV (93.0% of the fund), and 497 for IVV that do not appear in XJR (99.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVV and XJR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or XJR?
IVV has an expense ratio of 0.03% while XJR charges 0.12%. IVV is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, IVV or XJR?
Over the past year IVV returned +12.53% vs +20.18% for XJR, so XJR leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +16.46% vs +13.76% for XJR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or XJR?
XJR has been the more volatile fund at 20.2% annualized versus 15.2% for IVV. Worst drawdown: IVV -24.5% vs XJR -27.1%.
Should I hold both IVV and XJR?
IVV and XJR have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and XJR?
3.0% of XJR's money is in holdings IVV also owns. 3.0% of XJR's is in holdings IVV also owns. They hold 2 positions in common, counted across the 505 positions we hold weights for in IVV and 543 in XJR.
Which pays a higher dividend, IVV or XJR?
IVV yields 1.09% while XJR yields 0.93%, so IVV currently pays the higher dividend yield.
Is XJR better than IVV?
IVV has a lower expense ratio. IVV led over 3Y, 5Y and the full window, XJR over 1Y. XJR is less concentrated, with 8.0% of the fund in its ten largest positions against 38.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.