IVV vs XJR
iShares Core S&P 500 ETF vs iShares ESG Select Screened S&P Small-Cap ETF
Quick Verdict
IVV has a lower expense ratio. XJR delivered stronger 1-year returns. XJR offers more diversification with 602 holdings.
Side-by-Side Comparison
| Metric | IVV | XJR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.12% | |
| AUM | $907.0B | $191M | |
| Dividend Yield | 1.10% | 0.94% | |
| Holdings | 508 | 602 | |
| YTD Return | +12.71% | +21.01% | |
| 1Y Return | +21.89% | +27.05% | |
| 3Y Return (annualized) | +22.08% | +16.00% | |
| 5Y Return (annualized) | +12.96% | +7.21% | |
| Volatility (annualized) | 15.1% | 20.4% | |
| Max Drawdown | -56.5% | -27.1% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Sep 22, 2020 |
IVV vs XJR Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares ESG Select Screened S&P Small-Cap ETF (XJR) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +21.89% while XJR returned +27.05%. Year to date, IVV is up 12.71% versus a gain of 21.01% for XJR.
Over three years, IVV compounded at +22.08% per year against +16.00% for XJR; over five years the annualized figures are +12.96% and +7.21% respectively. Across the full 6-year window we track, XJR has the edge at +14.90% annualized vs +7.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XJR has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -27.1% for XJR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XJR charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.94% for XJR.
Holdings Overlap
IVV and XJR share 0 holdings out of 536 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XJR?
IVV has an expense ratio of 0.03% while XJR charges 0.12%. IVV is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, IVV or XJR?
Over the past year IVV returned +21.89% vs +27.05% for XJR, so XJR leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +7.00% vs +14.90% for XJR. Past performance does not guarantee future results.
Which is riskier, IVV or XJR?
XJR has been the more volatile fund at 20.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs XJR -27.1%.
Should I hold both IVV and XJR?
IVV and XJR have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XJR?
IVV and XJR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 536 unique securities.
Which pays a higher dividend, IVV or XJR?
IVV yields 1.10% while XJR yields 0.94%, so IVV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.