IVV vs XTRE
iShares Core S&P 500 ETF vs BondBloxx Bloomberg Three Year Target Duration US Treasury ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XTRE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.05% | |
| AUM | $865.2B | $164M | |
| Dividend Yield | 1.09% | 3.94% | |
| Holdings | 508 | 75 | |
| YTD Return | +13.43% | -0.11% | |
| 1Y Return | +22.61% | +1.83% | |
| 3Y Return (annualized) | +21.47% | +4.03% | |
| 5Y Return (annualized) | +13.26% | - | |
| Volatility (annualized) | 15.1% | 3.0% | |
| Max Drawdown | -56.5% | -2.9% | |
| Fund Family | iShares by BlackRock (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Sep 13, 2022 |
IVV vs XTRE Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx Bloomberg Three Year Target Duration US Treasury ETF (XTRE) is a ETF from BondBloxx. Over the past year IVV returned +22.61% while XTRE returned +1.83%. Year to date, IVV is up 13.43% versus a loss of 0.11% for XTRE.
Over three years, IVV compounded at +21.47% per year against +4.03% for XTRE. Across the full 4-year window we track, IVV has the edge at +7.03% annualized vs +3.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.0% for XTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -2.9% for XTRE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while XTRE charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.94% for XTRE.
Holdings Overlap
IVV and XTRE share 0 holdings out of 570 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XTRE?
IVV has an expense ratio of 0.03% while XTRE charges 0.05%. IVV is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IVV or XTRE?
Over the past year IVV returned +22.61% vs +1.83% for XTRE, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.03% vs +3.31% for XTRE. Past performance does not guarantee future results.
Which is riskier, IVV or XTRE?
IVV has been the more volatile fund at 15.1% annualized versus 3.0% for XTRE. Worst drawdown: IVV -56.5% vs XTRE -2.9%.
Should I hold both IVV and XTRE?
IVV and XTRE have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XTRE?
IVV and XTRE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 570 unique securities.
Which pays a higher dividend, IVV or XTRE?
IVV yields 1.09% while XTRE yields 3.94%, so XTRE currently pays the higher dividend yield.
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