VYM vs XTRE
Vanguard High Dividend Yield ETF vs BondBloxx Bloomberg Three Year Target Duration US Treasury ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | XTRE | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.05% | |
| AUM | $79.0B | $164M | |
| Dividend Yield | 2.86% | 3.94% | |
| Holdings | 568 | 75 | |
| YTD Return | +16.10% | -0.17% | |
| 1Y Return | +25.99% | +1.77% | |
| 3Y Return (annualized) | +18.29% | +3.94% | |
| 5Y Return (annualized) | +12.35% | - | |
| Volatility (annualized) | 14.6% | 3.0% | |
| Max Drawdown | -58.8% | -2.9% | |
| Fund Family | Vanguard (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | Nov 10, 2006 | Sep 13, 2022 |
VYM vs XTRE Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and BondBloxx Bloomberg Three Year Target Duration US Treasury ETF (XTRE) is a ETF from BondBloxx. Over the past year VYM returned +25.99% while XTRE returned +1.77%. Year to date, VYM is up 16.10% versus a loss of 0.17% for XTRE.
Over three years, VYM compounded at +18.29% per year against +3.94% for XTRE. Across the full 4-year window we track, VYM has the edge at +7.08% annualized vs +3.29%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.0% for XTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -2.9% for XTRE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XTRE charges 0.05%. On a $10,000 position that is $4 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 3.94% for XTRE.
Holdings Overlap
VYM and XTRE share 0 holdings out of 623 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XTRE?
VYM has an expense ratio of 0.04% while XTRE charges 0.05%. VYM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, VYM or XTRE?
Over the past year VYM returned +25.99% vs +1.77% for XTRE, so VYM leads on 1-year performance. Over the longest common window we track (4 years), VYM annualized +7.08% vs +3.29% for XTRE. Past performance does not guarantee future results.
Which is riskier, VYM or XTRE?
VYM has been the more volatile fund at 14.6% annualized versus 3.0% for XTRE. Worst drawdown: VYM -58.8% vs XTRE -2.9%.
Should I hold both VYM and XTRE?
VYM and XTRE have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XTRE?
VYM and XTRE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 623 unique securities.
Which pays a higher dividend, VYM or XTRE?
VYM yields 2.86% while XTRE yields 3.94%, so XTRE currently pays the higher dividend yield.
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