IVV vs XYZY
iShares Core S&P 500 ETF vs YieldMax XYZ Option Income Strategy ETF
Which is better, IVV or XYZY?
Large Cap Blend against Option Writing.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | XYZY |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.36% |
| AUM | $876.4B | $34M |
| Dividend Yield | 1.06% | 75.65% |
| Holdings | 508 | 12 |
| YTD Return | +12.51%Best | +8.60% |
| 1Y Return | +17.57%Best | -4.10% |
| 3Y Return (annualized) | +21.27%Best | +10.66% |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 12.4%Best | 41.4% |
| Max Drawdown | -18.8%Best | -52.3% |
| $10,000 over 2.9 years | $18,086Best | $13,414 |
| Fund Family | iShares by BlackRock (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 15, 2000 | Oct 10, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 11, 2023 to Sep 11, 2026 (2.9 years).
IVV vs XYZY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
IVV vs XYZY Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and YieldMax XYZ Option Income Strategy ETF (XYZY) is an ETF from YieldMax ETF. Over the past year IVV returned +17.57% while XYZY returned -4.10%. Year to date, IVV is up 12.51% versus a gain of 8.60% for XYZY.
Over three years, IVV compounded at +21.27% per year against +10.66% for XYZY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XYZY has been the more volatile fund, with annualized monthly volatility of 41.4% compared with 12.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -52.3% for XYZY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while XYZY charges 1.36%. On a $10,000 position that is $3 vs $136 annually, a gap of $133 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 75.65% for XYZY.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 2 in XYZY, totalling 100.0% and 26.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 2 in XYZY, against full books of 508 and 12.
You are not choosing between two funds in isolation.
Whichever of IVV and XYZY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or XYZY?
IVV has an expense ratio of 0.03% while XYZY charges 1.36%. IVV is the cheaper option, by $133 a year on a $10,000 investment.
Which performed better, IVV or XYZY?
Over the past year IVV returned +17.57% vs -4.10% for XYZY, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or XYZY?
XYZY has been the more volatile fund at 41.4% annualized versus 12.4% for IVV. Worst drawdown: IVV -18.8% vs XYZY -52.3%.
Should I hold both IVV and XYZY?
IVV and XYZY have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or XYZY?
IVV yields 1.06% while XYZY yields 75.65%, so XYZY currently pays the higher dividend yield.
Is XYZY better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.