VXUS vs XYZY

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVXUSXYZYWinner
Expense Ratio0.05%1.44%
AUM$156.5B$47M
Dividend Yield2.60%102.41%
Holdings8,74712
YTD Return+15.00%+9.97%
1Y Return+26.87%-3.82%
3Y Return (annualized)+19.79%-
5Y Return (annualized)+9.26%-
Volatility (annualized)15.1%41.9%
Max Drawdown-39.9%-52.3%
Fund FamilyVanguard (US)YieldMax ETF
CategoryEquityAlternative
InceptionJan 26, 2011Oct 10, 2023

VXUS vs XYZY Performance

Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and YieldMax XYZ Option Income Strategy ETF (XYZY) is a ETF from YieldMax ETF. Over the past year VXUS returned +26.87% while XYZY returned -3.82%. Year to date, VXUS is up 15.00% versus a gain of 9.97% for XYZY.

Risk: Volatility and Drawdowns

XYZY has been the more volatile fund, with annualized monthly volatility of 41.9% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for VXUS and -52.3% for XYZY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VXUS charges 0.05% per year while XYZY charges 1.44%. On a $10,000 position that is $5 vs $144 annually, a gap of $139 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 102.41% for XYZY.

Holdings Overlap

0.0%overlap

VXUS and XYZY share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VXUS or XYZY?

VXUS has an expense ratio of 0.05% while XYZY charges 1.44%. VXUS is the cheaper option. On a $10,000 investment, that is $139 per year of difference.

Which performed better, VXUS or XYZY?

Over the past year VXUS returned +26.87% vs -3.82% for XYZY, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), VXUS annualized +4.88% vs +11.48% for XYZY. Past performance does not guarantee future results.

Which is riskier, VXUS or XYZY?

XYZY has been the more volatile fund at 41.9% annualized versus 15.1% for VXUS. Worst drawdown: VXUS -39.9% vs XYZY -52.3%.

Should I hold both VXUS and XYZY?

VXUS and XYZY have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXUS and XYZY?

VXUS and XYZY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.

Which pays a higher dividend, VXUS or XYZY?

VXUS yields 2.60% while XYZY yields 102.41%, so XYZY currently pays the higher dividend yield.

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