IVV vs YQQQ
iShares Core S&P 500 ETF vs YieldMax Short N100 Option Income Strategy ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | YQQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.11% | |
| AUM | $907.0B | $15M | |
| Dividend Yield | 1.10% | 28.84% | |
| Holdings | 508 | 27 | |
| YTD Return | +12.76% | -5.63% | |
| 1Y Return | +20.63% | -6.87% | |
| 3Y Return (annualized) | +21.71% | - | |
| 5Y Return (annualized) | +12.87% | - | |
| Volatility (annualized) | 15.1% | 15.6% | |
| Max Drawdown | -56.5% | -29.1% | |
| Fund Family | iShares by BlackRock (US) | YieldMax ETF | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Aug 14, 2024 |
IVV vs YQQQ Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax Short N100 Option Income Strategy ETF (YQQQ) is a ETF from YieldMax ETF. Over the past year IVV returned +20.63% while YQQQ returned -6.87%. Year to date, IVV is up 12.76% versus a loss of 5.63% for YQQQ.
Risk: Volatility and Drawdowns
YQQQ has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -29.1% for YQQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.85. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while YQQQ charges 1.11%. On a $10,000 position that is $3 vs $111 annually, a gap of $108 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 28.84% for YQQQ.
Holdings Overlap
IVV and YQQQ share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or YQQQ?
IVV has an expense ratio of 0.03% while YQQQ charges 1.11%. IVV is the cheaper option. On a $10,000 investment, that is $108 per year of difference.
Which performed better, IVV or YQQQ?
Over the past year IVV returned +20.63% vs -6.87% for YQQQ, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +6.99% vs -9.33% for YQQQ. Past performance does not guarantee future results.
Which is riskier, IVV or YQQQ?
YQQQ has been the more volatile fund at 15.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs YQQQ -29.1%.
Should I hold both IVV and YQQQ?
IVV and YQQQ have a monthly-return correlation of -0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and YQQQ?
IVV and YQQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IVV or YQQQ?
IVV yields 1.10% while YQQQ yields 28.84%, so YQQQ currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.