IVVM vs VYM
iShares Large Cap Moderate Quarterly Laddered ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | IVVM | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.04% | |
| AUM | $174M | $79.0B | |
| Dividend Yield | 0.59% | 2.86% | |
| Holdings | 14 | 568 | |
| YTD Return | +8.54% | +16.10% | |
| 1Y Return | +14.14% | +25.99% | |
| 3Y Return (annualized) | +14.01% | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 6.7% | 14.6% | |
| Max Drawdown | -11.6% | -58.8% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2023 | Nov 10, 2006 |
IVVM vs VYM Performance
iShares Large Cap Moderate Quarterly Laddered ETF (IVVM) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IVVM returned +14.14% while VYM returned +25.99%. Year to date, IVVM is up 8.54% versus a gain of 16.10% for VYM.
Over three years, IVVM compounded at +14.01% per year against +18.29% for VYM. Across the full 3-year window we track, IVVM has the edge at +13.80% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.7% for IVVM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.6% for IVVM and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVVM charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, IVVM currently yields 0.59% against 2.86% for VYM.
Holdings Overlap
IVVM and VYM share 0 holdings out of 561 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVVM or VYM?
IVVM has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, IVVM or VYM?
Over the past year IVVM returned +14.14% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), IVVM annualized +13.80% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, IVVM or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 6.7% for IVVM. Worst drawdown: IVVM -11.6% vs VYM -58.8%.
Should I hold both IVVM and VYM?
IVVM and VYM have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVVM and VYM?
IVVM and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 561 unique securities.
Which pays a higher dividend, IVVM or VYM?
IVVM yields 0.59% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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