IWP vs VTI

IWP vs VTI

Which is better, IWP or VTI?

Mid Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. IWP led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.94.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIWPVTI
Expense Ratio0.23%0.03%Best
AUM$19.4B$666.9B
Dividend Yield0.35%1.03%
Holdings2713,543
YTD Return+0.00%+12.57%Best
1Y Return-4.85%+17.22%Best
3Y Return (annualized)+13.78%+20.87%Best
5Y Return (annualized)+3.95%+11.86%Best
Volatility (annualized)18.4%15.3%Best
Max Drawdown-57.3%-56.6%Best
$10,000 over 5 years$12,137$17,514Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionJul 17, 2001May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 1, 2001 to Sep 11, 2026 (25.1 years).

IWP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.1 years both funds cover.

IWP vs VTI Performance

iShares Russell Midcap Growth ETF (IWP) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year IWP returned -4.85% while VTI returned +17.22%. Year to date, IWP is up 0.00% versus a gain of 12.57% for VTI.

Over three years, IWP compounded at +13.78% per year against +20.87% for VTI; over five years the annualized figures are +3.95% and +11.86% respectively. Across the full 25-year window we track, IWP has the edge at +8.45% annualized vs +8.24%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IWP has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.3% for IWP and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWP charges 0.23% per year while VTI charges 0.03%. On a $10,000 position that is $23 vs $3 annually, a gap of $20 per year that compounds over a long holding period. On income, IWP currently yields 0.35% against 1.03% for VTI.

Holdings Overlap

IWP already in VTI87.1%

At least 87.1% of IWP's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of IWP is already inside VTI. Owning both mostly buys the same companies twice.

207 positions in common, counted across the 265 positions we hold weights for in IWP and 2,787 in VTI, against full books of 271 and 3,543.

Top Shared Holdings

StockWeight in IWPWeight in VTIDifference
SNOWSnowflake Inc3.00%0.12%2.88%
DDOGDatadog Inc. Class A2.63%0.12%2.51%
NETCloudflare Inc (180 Day Lockup)2.61%0.11%2.50%
SPGSimon Property Group Inc2.03%0.09%1.94%
TERTeradyne Inc1.72%0.10%1.62%
FIXComfort Systems USA Inc.1.71%0.10%1.61%
HOODRobinhood Markets Inc - A1.67%0.11%1.56%
LITELumentum Holdings Inc1.66%0.09%1.57%
CORCencora Inc1.67%0.07%1.60%
TRGPTarga Resources Corp.1.56%0.08%1.48%

87.1% of IWP is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IWPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IWP or VTI?

IWP has an expense ratio of 0.23% while VTI charges 0.03%. VTI is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, IWP or VTI?

Over the past year IWP returned -4.85% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IWP annualized +8.45% vs +8.24% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IWP or VTI?

IWP has been the more volatile fund at 18.4% annualized versus 15.3% for VTI. Worst drawdown: IWP -57.3% vs VTI -56.6%.

Should I hold both IWP and VTI?

IWP and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IWP and VTI?

At least 87.1% of IWP's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 207 positions in common, counted across the 265 positions we hold weights for in IWP and 2,787 in VTI.

Which pays a higher dividend, IWP or VTI?

IWP yields 0.35% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than IWP?

VTI has a lower expense ratio. IWP led over the full window, VTI over 1Y, 3Y and 5Y. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.