IYE vs SCHD
iShares US Energy ETF vs Schwab US Dividend Equity ETF
Which is better, IYE or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. IYE led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYE | SCHD |
|---|---|---|
| Expense Ratio | 0.38% | 0.06%Best |
| AUM | $1.9B | $112.1B |
| Dividend Yield | 1.98% | 3.00% |
| Holdings | 44 | 103 |
| YTD Return | +43.19%Best | +25.07% |
| 1Y Return | +48.77%Best | +27.61% |
| 3Y Return (annualized) | +15.22% | +15.74%Best |
| 5Y Return (annualized) | +24.57%Best | +9.89% |
| Volatility (annualized) | 26.5% | 13.6%Best |
| Max Drawdown | -78.1% | -33.4%Best |
| $10,000 over 5 years | $29,996Best | $16,025 |
| Top 10 Weight | 70.5% | 41.8%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 12, 2000 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
IYE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IYE vs SCHD Performance
iShares US Energy ETF (IYE) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IYE returned +48.77% while SCHD returned +27.61%. Year to date, IYE is up 43.19% versus a gain of 25.07% for SCHD.
Over three years, IYE compounded at +15.22% per year against +15.74% for SCHD; over five years the annualized figures are +24.57% and +9.89% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +5.11%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IYE has been the more volatile fund, with annualized monthly volatility of 26.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -78.1% for IYE and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IYE charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, IYE currently yields 1.98% against 3.00% for SCHD.
Holdings Overlap
35.2% of IYE's money is in holdings SCHD also owns. 15.6% of SCHD's money is in holdings IYE also owns.
The two portfolios partly overlap.
8 positions in common, counted across the 41 positions we hold weights for in IYE and 100 in SCHD, against full books of 44 and 103.
What only one of them owns
Our book lists 91 positions for SCHD that do not appear in our book for IYE (84.3% of the fund), and 30 for IYE that do not appear in SCHD (61.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IYE | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp. | 15.69% | 4.02% | 11.67% |
| COPConocophillips Co | 6.63% | 3.94% | 2.69% |
| SLBSchlumberger Nv. | 3.69% | 2.19% | 1.50% |
| EOGEog Resources Inc | 3.18% | 1.88% | 1.30% |
| OKEOneok Inc. | 2.48% | 1.47% | 1.01% |
| DVNDevon Energy Corp. | 2.24% | 1.36% | 0.88% |
| DINOHollyfrontier | 0.65% | 0.38% | 0.27% |
| APAApa Corp | 0.62% | 0.37% | 0.25% |
35.2% of IYE is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYE or SCHD?
IYE has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, IYE or SCHD?
Over the past year IYE returned +48.77% vs +27.61% for SCHD, so IYE leads on 1-year performance. Over the longest common window we track (15 years), IYE annualized +5.11% vs +11.36% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYE or SCHD?
IYE has been the more volatile fund at 26.5% annualized versus 13.6% for SCHD. Worst drawdown: IYE -78.1% vs SCHD -33.4%.
Should I hold both IYE and SCHD?
IYE and SCHD have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IYE and SCHD?
35.2% of IYE's money is in holdings SCHD also owns. 15.6% of SCHD's is in holdings IYE also owns. They hold 8 positions in common, counted across the 41 positions we hold weights for in IYE and 100 in SCHD.
Which pays a higher dividend, IYE or SCHD?
IYE yields 1.98% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IYE?
SCHD has a lower expense ratio. IYE led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.