JANP vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricJANPVXUSWinner
Expense Ratio0.50%0.05%
AUM$47M$156.5B
Dividend Yield0.00%2.60%
Holdings78,747
YTD Return+8.16%+14.19%
1Y Return+14.91%+27.38%
3Y Return (annualized)-+19.53%
5Y Return (annualized)-+9.03%
Volatility (annualized)6.4%15.1%
Max Drawdown-12.2%-39.9%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryAlternativeEquity
InceptionDec 29, 2023Jan 26, 2011

JANP vs VXUS Performance

PGIM S&P 500 Buffer 12 ETF - January (JANP) is a ETF from PGIM Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year JANP returned +14.91% while VXUS returned +27.38%. Year to date, JANP is up 8.16% versus a gain of 14.19% for VXUS.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.4% for JANP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.2% for JANP and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JANP charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, JANP currently yields 0.00% against 2.60% for VXUS.

Frequently Asked Questions

Which is cheaper, JANP or VXUS?

JANP has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $45 per year of difference.

Which performed better, JANP or VXUS?

Over the past year JANP returned +14.91% vs +27.38% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), JANP annualized +14.38% vs +4.83% for VXUS. Past performance does not guarantee future results.

Which is riskier, JANP or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 6.4% for JANP. Worst drawdown: JANP -12.2% vs VXUS -39.9%.

Should I hold both JANP and VXUS?

JANP and VXUS have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, JANP or VXUS?

JANP yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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