JANT vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricJANTSPYWinner
Expense Ratio0.74%0.09%
AUM$62M$821.1B
Dividend Yield0.00%1.01%
Holdings5505
YTD Return+9.45%+14.24%
1Y Return+15.86%+21.71%
3Y Return (annualized)+16.15%+22.10%
5Y Return (annualized)+10.33%+13.21%
Volatility (annualized)10.5%15.3%
Max Drawdown-16.2%-56.5%
Fund FamilyAllianzIMState Street Investment Management
CategoryAlternativeEquity
InceptionDec 31, 2020Jan 22, 1993

JANT vs SPY Performance

AllianzIM US Equity Buffer10 Jan ETF (JANT) is a ETF from AllianzIM and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year JANT returned +15.86% while SPY returned +21.71%. Year to date, JANT is up 9.45% versus a gain of 14.24% for SPY.

Over three years, JANT compounded at +16.15% per year against +22.10% for SPY; over five years the annualized figures are +10.33% and +13.21% respectively. Across the full 6-year window we track, JANT has the edge at +11.25% annualized vs +8.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.5% for JANT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.2% for JANT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

JANT charges 0.74% per year while SPY charges 0.09%. On a $10,000 position that is $74 vs $9 annually, a gap of $65 per year that compounds over a long holding period. On income, JANT currently yields 0.00% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, JANT or SPY?

JANT has an expense ratio of 0.74% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $65 per year of difference.

Which performed better, JANT or SPY?

Over the past year JANT returned +15.86% vs +21.71% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (6 years), JANT annualized +11.25% vs +8.86% for SPY. Past performance does not guarantee future results.

Which is riskier, JANT or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 10.5% for JANT. Worst drawdown: JANT -16.2% vs SPY -56.5%.

Should I hold both JANT and SPY?

JANT and SPY have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, JANT or SPY?

JANT yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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