JBND vs SPY

JBND vs SPY

Which is better, JBND or SPY?

SPY has been ahead.

SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJBNDSPY
Expense Ratio0.25%0.09%Best
AUM$8.6B$804.7B
Dividend Yield4.47%0.98%
Holdings1,758505
YTD Return-1.10%+12.47%Best
1Y Return-0.39%+17.51%Best
3Y Return (annualized)+6.09%+21.18%Best
5Y Return (annualized)-+12.88%
Volatility (annualized)5.4%Best12.4%
Max Drawdown-4.5%Best-18.8%
$10,000 over 2.9 years$11,870$18,172Best
Fund FamilyJ.P. Morgan Asset ManagementState Street Investment Management
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionOct 11, 2023Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 12, 2023 to Sep 11, 2026 (2.9 years).

JBND vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.

JBND vs SPY Performance

JPMorgan Active Bond ETF (JBND) is an ETF from J.P. Morgan Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year JBND returned -0.39% while SPY returned +17.51%. Year to date, JBND is down 1.10% versus a gain of 12.47% for SPY.

Over three years, JBND compounded at +6.09% per year against +21.18% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 5.4% for JBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for JBND and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.

Fees and Cost Over Time

JBND charges 0.25% per year while SPY charges 0.09%. On a $10,000 position that is $25 vs $9 annually, a gap of $16 per year that compounds over a long holding period. On income, JBND currently yields 4.47% against 0.98% for SPY.

Holdings Overlap

SPY already in JBND0.1%

At least 0.1% of SPY's money is in holdings JBND also owns.

Stated as a floor: for JBND, our book for it covers 3.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 47 positions we hold weights for in JBND and 504 in SPY, against full books of 1,758 and 505.

Top Shared Holdings

StockWeight in JBNDWeight in SPYDifference
CAHCardinal Health Inc.0.02%0.08%0.06%
PKGPackaging Corp. Of America0.01%0.03%0.02%

You are not choosing between two funds in isolation.

Whichever of JBND and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JBNDSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JBND or SPY?

JBND has an expense ratio of 0.25% while SPY charges 0.09%. SPY is the cheaper option, by $16 a year on a $10,000 investment.

Which performed better, JBND or SPY?

Over the past year JBND returned -0.39% vs +17.51% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, JBND or SPY?

SPY has been the more volatile fund at 12.4% annualized versus 5.4% for JBND. Worst drawdown: JBND -4.5% vs SPY -18.8%.

Should I hold both JBND and SPY?

JBND and SPY have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, JBND or SPY?

JBND yields 4.47% while SPY yields 0.98%, so JBND currently pays the higher dividend yield.

Is SPY better than JBND?

SPY has a lower expense ratio. SPY led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.