JDVL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricJDVLSCHDWinner
Expense Ratio0.56%0.06%
AUM$856M$103.7B
Dividend Yield1.47%3.31%
Holdings41104
YTD Return+19.53%+25.58%
1Y Return+30.74%+31.06%
3Y Return (annualized)-+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)12.2%13.6%
Max Drawdown-9.2%-33.4%
Fund FamilyJohn Hancock Investment ManagementCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 6, 2025Oct 20, 2011

JDVL vs SCHD Performance

John Hancock Disciplined Value Select ETF (JDVL) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JDVL returned +30.74% while SCHD returned +31.06%. Year to date, JDVL is up 19.53% versus a gain of 25.58% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for JDVL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.2% for JDVL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JDVL charges 0.56% per year while SCHD charges 0.06%. On a $10,000 position that is $56 vs $6 annually, a gap of $50 per year that compounds over a long holding period. On income, JDVL currently yields 1.47% against 3.31% for SCHD.

Holdings Overlap

1.3%overlap

JDVL and SCHD share 1 holdings out of 139 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JDVLWeight in SCHDDifference
HD1.34%4.16%2.82%

Frequently Asked Questions

Which is cheaper, JDVL or SCHD?

JDVL has an expense ratio of 0.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $50 per year of difference.

Which performed better, JDVL or SCHD?

Over the past year JDVL returned +30.74% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), JDVL annualized +32.31% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, JDVL or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.2% for JDVL. Worst drawdown: JDVL -9.2% vs SCHD -33.4%.

Should I hold both JDVL and SCHD?

JDVL and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JDVL and SCHD?

JDVL and SCHD share 1 common holdings with a 1.3% weight overlap. Combined, they hold 139 unique securities.

Which pays a higher dividend, JDVL or SCHD?

JDVL yields 1.47% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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