JHHY vs VTI

JHHY vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricJHHYVTIWinner
Expense Ratio0.52%0.03%
AUM$96M$666.9B
Dividend Yield7.02%1.07%
Holdings5663,543
YTD Return+2.49%+12.79%
1Y Return+5.20%+20.47%
3Y Return (annualized)-+21.53%
5Y Return (annualized)-+11.84%
Volatility (annualized)3.3%15.3%
Max Drawdown-5.0%-56.6%
Fund FamilyJohn Hancock Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionMay 1, 2024May 24, 2001

JHHY vs VTI Performance

John Hancock High Yield ETF (JHHY) is a ETF from John Hancock Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHHY returned +5.20% while VTI returned +20.47%. Year to date, JHHY is up 2.49% versus a gain of 12.79% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.3% for JHHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.0% for JHHY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JHHY charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, JHHY currently yields 7.02% against 1.07% for VTI.

Holdings Overlap

0.3%overlap

JHHY and VTI share 2 holdings out of 3181 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JHHYWeight in VTIDifference
C0.51%0.32%0.19%
SVC0.08%0.00%0.08%

Frequently Asked Questions

Which is cheaper, JHHY or VTI?

JHHY has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $49 per year of difference.

Which performed better, JHHY or VTI?

Over the past year JHHY returned +5.20% vs +20.47% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), JHHY annualized +8.07% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, JHHY or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 3.3% for JHHY. Worst drawdown: JHHY -5.0% vs VTI -56.6%.

Should I hold both JHHY and VTI?

JHHY and VTI have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JHHY and VTI?

JHHY and VTI share 2 common holdings with a 0.3% weight overlap. Combined, they hold 3181 unique securities.

Which pays a higher dividend, JHHY or VTI?

JHHY yields 7.02% while VTI yields 1.07%, so JHHY currently pays the higher dividend yield.

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