JHMB vs SCHD
John Hancock Mortgage-Backed Securities ETF vs Schwab US Dividend Equity ETF
Which is better, JHMB or SCHD?
Preferred Stock against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JHMB | SCHD |
|---|---|---|
| Expense Ratio | 0.39% | 0.06%Best |
| AUM | $204M | $112.2B |
| Dividend Yield | 4.84% | 3.13% |
| Holdings | 442 | 103 |
| YTD Return | +0.11% | +27.56%Best |
| 1Y Return | +2.27% | +30.29%Best |
| 3Y Return (annualized) | +5.49% | +16.37%Best |
| 5Y Return (annualized) | +1.27% | +10.23%Best |
| Volatility (annualized) | 5.8%Best | 14.8% |
| Max Drawdown | -14.5%Best | -16.9% |
| $10,000 over 5 years | $10,651 | $16,274Best |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Value |
| Inception | Aug 18, 2021 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 19, 2021 to Sep 4, 2026 (5 years).
JHMB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
JHMB vs SCHD Performance
John Hancock Mortgage-Backed Securities ETF (JHMB) is an ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JHMB returned +2.27% while SCHD returned +30.29%. Year to date, JHMB is up 0.11% versus a gain of 27.56% for SCHD.
Over three years, JHMB compounded at +5.49% per year against +16.37% for SCHD; over five years the annualized figures are +1.27% and +10.23% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 5.8% for JHMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for JHMB and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JHMB charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, JHMB currently yields 4.84% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 116 holdings in JHMB and 100 in SCHD, totalling 30.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 116 positions we hold weights for in JHMB and 100 in SCHD, against full books of 442 and 103.
You are not choosing between two funds in isolation.
Whichever of JHMB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JHMB or SCHD?
JHMB has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, JHMB or SCHD?
Over the past year JHMB returned +2.27% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JHMB or SCHD?
SCHD has been the more volatile fund at 14.8% annualized versus 5.8% for JHMB. Worst drawdown: JHMB -14.5% vs SCHD -16.9%.
Should I hold both JHMB and SCHD?
JHMB and SCHD have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JHMB or SCHD?
JHMB yields 4.84% while SCHD yields 3.13%, so JHMB currently pays the higher dividend yield.
Is SCHD better than JHMB?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.