JIRE vs QQQ

JIRE vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. JIRE offers more diversification with 222 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: JIRE

Side-by-Side Comparison

MetricJIREQQQWinner
Expense Ratio0.24%0.18%
AUM$11.4B$496.3B
Dividend Yield2.68%0.44%
Holdings222108
YTD Return+12.50%+16.64%
1Y Return+21.29%+27.27%
3Y Return (annualized)+18.94%+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)15.2%30.6%
Max Drawdown-16.1%-83.0%
Fund FamilyJ.P. Morgan Asset ManagementInvesco (US)
CategoryEquityEquity
InceptionJun 10, 2022Mar 10, 1999

JIRE vs QQQ Performance

JPMorgan International Research Enhanced Equity ETF (JIRE) is a ETF from J.P. Morgan Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year JIRE returned +21.29% while QQQ returned +27.27%. Year to date, JIRE is up 12.50% versus a gain of 16.64% for QQQ.

Over three years, JIRE compounded at +18.94% per year against +25.96% for QQQ. Across the full 4-year window we track, JIRE has the edge at +17.51% annualized vs +13.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.2% for JIRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.1% for JIRE and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JIRE charges 0.24% per year while QQQ charges 0.18%. On a $10,000 position that is $24 vs $18 annually, a gap of $6 per year that compounds over a long holding period. On income, JIRE currently yields 2.68% against 0.44% for QQQ.

Holdings Overlap

0.9%overlap

JIRE and QQQ share 3 holdings out of 299 unique holdings combined, representing a 0.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JIREWeight in QQQDifference
ASL:AS3.91%0.68%3.23%
YNDX:AS0.21%0.21%0.00%
FER:AS0.06%0.21%0.15%

Frequently Asked Questions

Which is cheaper, JIRE or QQQ?

JIRE has an expense ratio of 0.24% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, JIRE or QQQ?

Over the past year JIRE returned +21.29% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), JIRE annualized +17.51% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, JIRE or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 15.2% for JIRE. Worst drawdown: JIRE -16.1% vs QQQ -83.0%.

Should I hold both JIRE and QQQ?

JIRE and QQQ have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JIRE and QQQ?

JIRE and QQQ share 3 common holdings with a 0.9% weight overlap. Combined, they hold 299 unique securities.

Which pays a higher dividend, JIRE or QQQ?

JIRE yields 2.68% while QQQ yields 0.44%, so JIRE currently pays the higher dividend yield.

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