JIRE vs SCHD
JPMorgan International Research Enhanced Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JIRE offers more diversification with 222 holdings.
Side-by-Side Comparison
| Metric | JIRE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.06% | |
| AUM | $11.4B | $108.7B | |
| Dividend Yield | 2.68% | 3.13% | |
| Holdings | 222 | 104 | |
| YTD Return | +11.89% | +28.63% | |
| 1Y Return | +20.21% | +32.53% | |
| 3Y Return (annualized) | +18.74% | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | 15.2% | 13.7% | |
| Max Drawdown | -16.1% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 10, 2022 | Oct 20, 2011 |
JIRE vs SCHD Performance
JPMorgan International Research Enhanced Equity ETF (JIRE) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JIRE returned +20.21% while SCHD returned +32.53%. Year to date, JIRE is up 11.89% versus a gain of 28.63% for SCHD.
Over three years, JIRE compounded at +18.74% per year against +16.97% for SCHD. Across the full 4-year window we track, JIRE has the edge at +17.39% annualized vs +11.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JIRE has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for JIRE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JIRE charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, JIRE currently yields 2.68% against 3.13% for SCHD.
Holdings Overlap
JIRE and SCHD share 0 holdings out of 300 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JIRE or SCHD?
JIRE has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, JIRE or SCHD?
Over the past year JIRE returned +20.21% vs +32.53% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), JIRE annualized +17.39% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, JIRE or SCHD?
JIRE has been the more volatile fund at 15.2% annualized versus 13.7% for SCHD. Worst drawdown: JIRE -16.1% vs SCHD -33.4%.
Should I hold both JIRE and SCHD?
JIRE and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JIRE and SCHD?
JIRE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 300 unique securities.
Which pays a higher dividend, JIRE or SCHD?
JIRE yields 2.68% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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