JOJO vs SCHD
JOJO vs SCHD
ATAC Credit Rotation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JOJO | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.24% | 0.06% | |
| AUM | $5M | $103.7B | |
| Dividend Yield | 4.65% | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | -0.63% | +24.26% | |
| 1Y Return | +2.08% | +31.38% | |
| 3Y Return (annualized) | +5.56% | +15.08% | |
| 5Y Return (annualized) | -1.12% | +9.72% | |
| Volatility (annualized) | 11.0% | 13.6% | |
| Max Drawdown | -28.3% | -33.4% | |
| Fund Family | ATAC Tactical Fund Family | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jul 15, 2021 | Oct 20, 2011 |
JOJO vs SCHD Performance
ATAC Credit Rotation ETF (JOJO) is a ETF from ATAC Tactical Fund Family and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JOJO returned +2.08% while SCHD returned +31.38%. Year to date, JOJO is down 0.63% versus a gain of 24.26% for SCHD.
Over three years, JOJO compounded at +5.56% per year against +15.08% for SCHD; over five years the annualized figures are -1.12% and +9.72% respectively. Across the full 5-year window we track, SCHD has the edge at +11.39% annualized vs -1.21%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.0% for JOJO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.3% for JOJO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JOJO charges 1.24% per year while SCHD charges 0.06%. On a $10,000 position that is $124 vs $6 annually, a gap of $118 per year that compounds over a long holding period. On income, JOJO currently yields 4.65% against 3.31% for SCHD.
Holdings Overlap
JOJO and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JOJO or SCHD?
JOJO has an expense ratio of 1.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $118 per year of difference.
Which performed better, JOJO or SCHD?
Over the past year JOJO returned +2.08% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), JOJO annualized -1.21% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, JOJO or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 11.0% for JOJO. Worst drawdown: JOJO -28.3% vs SCHD -33.4%.
Should I hold both JOJO and SCHD?
JOJO and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JOJO and SCHD?
JOJO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, JOJO or SCHD?
JOJO yields 4.65% while SCHD yields 3.31%, so JOJO currently pays the higher dividend yield.
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