JOJO vs VTI
ATAC Credit Rotation ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JOJO or VTI?
Long Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JOJO | VTI |
|---|---|---|
| Expense Ratio | 1.24% | 0.03%Best |
| AUM | $5M | $666.9B |
| Dividend Yield | 5.19% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | -0.97% | +14.05%Best |
| 1Y Return | +1.35% | +16.93%Best |
| 3Y Return (annualized) | +7.12% | +22.65%Best |
| 5Y Return (annualized) | -1.52% | +12.46%Best |
| Volatility (annualized) | 10.9%Best | 15.9% |
| Max Drawdown | -28.3% | -25.4%Best |
| $10,000 over 5 years | $9,263 | $17,988Best |
| Fund Family | ATAC Tactical Fund Family | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | Jul 15, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 16, 2021 to Sep 22, 2026 (5.2 years).
JOJO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
JOJO vs VTI Performance
ATAC Credit Rotation ETF (JOJO) is an ETF from ATAC Tactical Fund Family and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JOJO returned +1.35% while VTI returned +16.93%. Year to date, JOJO is down 0.97% versus a gain of 14.05% for VTI.
Over three years, JOJO compounded at +7.12% per year against +22.65% for VTI; over five years the annualized figures are -1.52% and +12.46% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 10.9% for JOJO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.3% for JOJO and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JOJO charges 1.24% per year while VTI charges 0.03%. On a $10,000 position that is $124 vs $3 annually, a gap of $121 per year that compounds over a long holding period. On income, JOJO currently yields 5.19% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 3 holdings in JOJO and 3,463 in VTI, totalling 100.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3 positions we hold weights for in JOJO and 3,463 in VTI, against full books of 4 and 3,543.
You are not choosing between two funds in isolation.
Whichever of JOJO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JOJO or VTI?
JOJO has an expense ratio of 1.24% while VTI charges 0.03%. VTI is the cheaper option, by $121 a year on a $10,000 investment.
Which performed better, JOJO or VTI?
Over the past year JOJO returned +1.35% vs +16.93% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JOJO or VTI?
VTI has been the more volatile fund at 15.9% annualized versus 10.9% for JOJO. Worst drawdown: JOJO -28.3% vs VTI -25.4%.
Should I hold both JOJO and VTI?
JOJO and VTI have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JOJO or VTI?
JOJO yields 5.19% while VTI yields 1.03%, so JOJO currently pays the higher dividend yield.
Is VTI better than JOJO?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.