JPAN vs SCHD
Matthews Japan Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JPAN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $10M | $103.7B | |
| Dividend Yield | 4.38% | 3.31% | |
| Holdings | 55 | 104 | |
| YTD Return | +20.27% | +25.62% | |
| 1Y Return | +29.36% | +32.62% | |
| 3Y Return (annualized) | +23.94% | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 14.8% | 13.6% | |
| Max Drawdown | -15.2% | -33.4% | |
| Fund Family | Matthews Asia Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 21, 2023 | Oct 20, 2011 |
JPAN vs SCHD Performance
Matthews Japan Active ETF (JPAN) is a ETF from Matthews Asia Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPAN returned +29.36% while SCHD returned +32.62%. Year to date, JPAN is up 20.27% versus a gain of 25.62% for SCHD.
Over three years, JPAN compounded at +23.94% per year against +15.58% for SCHD. Across the full 3-year window we track, JPAN has the edge at +23.94% annualized vs +11.47%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JPAN has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.2% for JPAN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPAN charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, JPAN currently yields 4.38% against 3.31% for SCHD.
Holdings Overlap
JPAN and SCHD share 0 holdings out of 154 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPAN or SCHD?
JPAN has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, JPAN or SCHD?
Over the past year JPAN returned +29.36% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), JPAN annualized +23.94% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPAN or SCHD?
JPAN has been the more volatile fund at 14.8% annualized versus 13.6% for SCHD. Worst drawdown: JPAN -15.2% vs SCHD -33.4%.
Should I hold both JPAN and SCHD?
JPAN and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPAN and SCHD?
JPAN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 154 unique securities.
Which pays a higher dividend, JPAN or SCHD?
JPAN yields 4.38% while SCHD yields 3.31%, so JPAN currently pays the higher dividend yield.
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