JPEF vs SCHD

JPEF vs SCHD

Which is better, JPEF or SCHD?

Large Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. JPEF led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.0%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricJPEFSCHD
Expense Ratio0.44%0.06%Best
AUM$2.0B$112.1B
Dividend Yield0.65%3.00%
Holdings42103
YTD Return+7.72%+24.59%Best
1Y Return+10.23%+28.14%Best
3Y Return (annualized)+18.29%Best+15.58%
5Y Return (annualized)-+9.90%
Volatility (annualized)12.5%Best13.4%
Max Drawdown-18.1%-16.1%Best
$10,000 over 3.1 years$16,295Best$15,027
Top 10 Weight46.0%41.8%Best
Fund FamilyJ.P. Morgan Asset ManagementCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Value
InceptionMar 10, 2023Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jul 31, 2023 to Sep 10, 2026 (3.1 years).

JPEF vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

JPEF vs SCHD Performance

JPMorgan Equity Focus ETF (JPEF) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JPEF returned +10.23% while SCHD returned +28.14%. Year to date, JPEF is up 7.72% versus a gain of 24.59% for SCHD.

Over three years, JPEF compounded at +18.29% per year against +15.58% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 12.5% for JPEF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.1% for JPEF and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

JPEF charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, JPEF currently yields 0.65% against 3.00% for SCHD.

Holdings Overlap

JPEF already in SCHD1.6%
SCHD already in JPEF3.8%

1.6% of JPEF's money is in holdings SCHD also owns. 3.8% of SCHD's money is in holdings JPEF also owns.

SCHD and JPEF share little of their money.

1 positions in common, counted across the 41 positions we hold weights for in JPEF and 100 in SCHD, against full books of 42 and 103.

What only one of them owns

Our book lists 98 positions for SCHD that do not appear in our book for JPEF (96.1% of the fund), and 39 for JPEF that do not appear in SCHD (96.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in JPEFWeight in SCHDDifference
PGProcter & Gamble Company1.65%3.83%2.18%

You are not choosing between two funds in isolation.

Whichever of JPEF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

JPEFSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, JPEF or SCHD?

JPEF has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option, by $38 a year on a $10,000 investment.

Which performed better, JPEF or SCHD?

Over the past year JPEF returned +10.23% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, JPEF or SCHD?

SCHD has been the more volatile fund at 13.4% annualized versus 12.5% for JPEF. Worst drawdown: JPEF -18.1% vs SCHD -16.1%.

Should I hold both JPEF and SCHD?

JPEF and SCHD have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between JPEF and SCHD?

3.8% of SCHD's money is in holdings JPEF also owns. 3.8% of SCHD's is in holdings JPEF also owns. They hold 1 positions in common, counted across the 41 positions we hold weights for in JPEF and 100 in SCHD.

Which pays a higher dividend, JPEF or SCHD?

JPEF yields 0.65% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than JPEF?

SCHD has a lower expense ratio. JPEF led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.