JPHY vs VTI
JPMorgan Active High Yield ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JPHY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $2.2B | $663.5B | |
| Dividend Yield | 1.69% | 1.07% | |
| Holdings | 519 | 3,543 | |
| YTD Return | +2.25% | +14.22% | |
| 1Y Return | +5.24% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 1.6% | 15.3% | |
| Max Drawdown | -1.6% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 24, 2025 | May 24, 2001 |
JPHY vs VTI Performance
JPMorgan Active High Yield ETF (JPHY) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JPHY returned +5.24% while VTI returned +22.19%. Year to date, JPHY is up 2.25% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.6% for JPHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.6% for JPHY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPHY charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, JPHY currently yields 1.69% against 1.07% for VTI.
Holdings Overlap
JPHY and VTI share 1 holdings out of 3193 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JPHY | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.39% | 0.02% | 0.37% |
Frequently Asked Questions
Which is cheaper, JPHY or VTI?
JPHY has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, JPHY or VTI?
Over the past year JPHY returned +5.24% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), JPHY annualized +5.68% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, JPHY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.6% for JPHY. Worst drawdown: JPHY -1.6% vs VTI -56.6%.
Should I hold both JPHY and VTI?
JPHY and VTI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPHY and VTI?
JPHY and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3193 unique securities.
Which pays a higher dividend, JPHY or VTI?
JPHY yields 1.69% while VTI yields 1.07%, so JPHY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.