JPHY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricJPHYVYMWinner
Expense Ratio0.45%0.04%
AUM$2.2B$79.0B
Dividend Yield1.69%2.86%
Holdings519568
YTD Return+2.25%+15.80%
1Y Return+5.51%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)1.6%14.6%
Max Drawdown-1.6%-58.8%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 24, 2025Nov 10, 2006

JPHY vs VYM Performance

JPMorgan Active High Yield ETF (JPHY) is a ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JPHY returned +5.51% while VYM returned +26.12%. Year to date, JPHY is up 2.25% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.6% for JPHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.6% for JPHY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JPHY charges 0.45% per year while VYM charges 0.04%. On a $10,000 position that is $45 vs $4 annually, a gap of $41 per year that compounds over a long holding period. On income, JPHY currently yields 1.69% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

JPHY and VYM share 0 holdings out of 969 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JPHY or VYM?

JPHY has an expense ratio of 0.45% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, JPHY or VYM?

Over the past year JPHY returned +5.51% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), JPHY annualized +5.74% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, JPHY or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 1.6% for JPHY. Worst drawdown: JPHY -1.6% vs VYM -58.8%.

Should I hold both JPHY and VYM?

JPHY and VYM have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JPHY and VYM?

JPHY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 969 unique securities.

Which pays a higher dividend, JPHY or VYM?

JPHY yields 1.69% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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