JPIN vs QQQ
JPMorgan Diversified Return International Equity ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. JPIN offers more diversification with 477 holdings.
Side-by-Side Comparison
| Metric | JPIN | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.37% | 0.18% | |
| AUM | $374M | $496.3B | |
| Dividend Yield | 4.09% | 0.44% | |
| Holdings | 477 | 108 | |
| YTD Return | +14.41% | +15.47% | |
| 1Y Return | +22.23% | +24.44% | |
| 3Y Return (annualized) | +19.99% | +25.47% | |
| 5Y Return (annualized) | +9.35% | +14.22% | |
| Volatility (annualized) | 14.1% | 30.6% | |
| Max Drawdown | -40.3% | -83.0% | |
| Fund Family | J.P. Morgan Asset Management | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Nov 5, 2014 | Mar 10, 1999 |
JPIN vs QQQ Performance
JPMorgan Diversified Return International Equity ETF (JPIN) is a ETF from J.P. Morgan Asset Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year JPIN returned +22.23% while QQQ returned +24.44%. Year to date, JPIN is up 14.41% versus a gain of 15.47% for QQQ.
Over three years, JPIN compounded at +19.99% per year against +25.47% for QQQ; over five years the annualized figures are +9.35% and +14.22% respectively. Across the full 12-year window we track, QQQ has the edge at +12.99% annualized vs +5.94%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.1% for JPIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.3% for JPIN and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPIN charges 0.37% per year while QQQ charges 0.18%. On a $10,000 position that is $37 vs $18 annually, a gap of $19 per year that compounds over a long holding period. On income, JPIN currently yields 4.09% against 0.44% for QQQ.
Holdings Overlap
JPIN and QQQ share 1 holdings out of 558 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JPIN | Weight in QQQ | Difference |
|---|---|---|---|
| CCEP:LN | 0.13% | 0.21% | 0.08% |
Frequently Asked Questions
Which is cheaper, JPIN or QQQ?
JPIN has an expense ratio of 0.37% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, JPIN or QQQ?
Over the past year JPIN returned +22.23% vs +24.44% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (12 years), JPIN annualized +5.94% vs +12.99% for QQQ. Past performance does not guarantee future results.
Which is riskier, JPIN or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 14.1% for JPIN. Worst drawdown: JPIN -40.3% vs QQQ -83.0%.
Should I hold both JPIN and QQQ?
JPIN and QQQ have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPIN and QQQ?
JPIN and QQQ share 1 common holdings with a 0.1% weight overlap. Combined, they hold 558 unique securities.
Which pays a higher dividend, JPIN or QQQ?
JPIN yields 4.09% while QQQ yields 0.44%, so JPIN currently pays the higher dividend yield.
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