JPMB vs SCHD
JPMorgan USD Emerging Markets Sovereign Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JPMB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $67M | $103.7B | |
| Dividend Yield | 6.79% | 3.31% | |
| Holdings | 205 | 104 | |
| YTD Return | +1.07% | +25.33% | |
| 1Y Return | +6.16% | +32.31% | |
| 3Y Return (annualized) | +7.33% | +15.40% | |
| 5Y Return (annualized) | +1.25% | +9.70% | |
| Volatility (annualized) | 10.1% | 13.6% | |
| Max Drawdown | -27.6% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jan 29, 2018 | Oct 20, 2011 |
JPMB vs SCHD Performance
JPMorgan USD Emerging Markets Sovereign Bond ETF (JPMB) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPMB returned +6.16% while SCHD returned +32.31%. Year to date, JPMB is up 1.07% versus a gain of 25.33% for SCHD.
Over three years, JPMB compounded at +7.33% per year against +15.40% for SCHD; over five years the annualized figures are +1.25% and +9.70% respectively. Across the full 9-year window we track, SCHD has the edge at +11.45% annualized vs +0.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.1% for JPMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.6% for JPMB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPMB charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, JPMB currently yields 6.79% against 3.31% for SCHD.
Holdings Overlap
JPMB and SCHD share 0 holdings out of 179 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPMB or SCHD?
JPMB has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, JPMB or SCHD?
Over the past year JPMB returned +6.16% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), JPMB annualized +0.85% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPMB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.1% for JPMB. Worst drawdown: JPMB -27.6% vs SCHD -33.4%.
Should I hold both JPMB and SCHD?
JPMB and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPMB and SCHD?
JPMB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 179 unique securities.
Which pays a higher dividend, JPMB or SCHD?
JPMB yields 6.79% while SCHD yields 3.31%, so JPMB currently pays the higher dividend yield.
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