JPST vs SCHD
JPMorgan Ultra-Short Income ETF vs Schwab US Dividend Equity ETF
Which is better, JPST or SCHD?
Ultrashort Term Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JPST | SCHD |
|---|---|---|
| Expense Ratio | 0.18% | 0.06%Best |
| AUM | $41.0B | $112.1B |
| Dividend Yield | 4.19% | 3.00% |
| Holdings | 790 | 103 |
| YTD Return | +2.19% | +25.88%Best |
| 1Y Return | +3.53% | +30.22%Best |
| 3Y Return (annualized) | +4.97% | +16.05%Best |
| 5Y Return (annualized) | +3.76% | +10.17%Best |
| Volatility (annualized) | 1.1%Best | 15.7% |
| Max Drawdown | -3.3%Best | -33.4% |
| $10,000 over 5 years | $12,027 | $16,230Best |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Value |
| Inception | May 17, 2017 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 19, 2017 to Sep 14, 2026 (9.3 years).
JPST vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.3 years both funds cover.
JPST vs SCHD Performance
JPMorgan Ultra-Short Income ETF (JPST) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JPST returned +3.53% while SCHD returned +30.22%. Year to date, JPST is up 2.19% versus a gain of 25.88% for SCHD.
Over three years, JPST compounded at +4.97% per year against +16.05% for SCHD; over five years the annualized figures are +3.76% and +10.17% respectively. Across the full 9-year window we track, SCHD has the edge at +11.66% annualized vs +2.19%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 1.1% for JPST. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for JPST and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JPST charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, JPST currently yields 4.19% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 472 holdings in JPST and 100 in SCHD, totalling 50.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 472 positions we hold weights for in JPST and 100 in SCHD, against full books of 790 and 103.
You are not choosing between two funds in isolation.
Whichever of JPST and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JPST or SCHD?
JPST has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, JPST or SCHD?
Over the past year JPST returned +3.53% vs +30.22% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), JPST annualized +2.19% vs +11.66% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JPST or SCHD?
SCHD has been the more volatile fund at 15.7% annualized versus 1.1% for JPST. Worst drawdown: JPST -3.3% vs SCHD -33.4%.
Should I hold both JPST and SCHD?
JPST and SCHD have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JPST or SCHD?
JPST yields 4.19% while SCHD yields 3.00%, so JPST currently pays the higher dividend yield.
Is SCHD better than JPST?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.